Kane County property record for 1545 Knotty Pine Dr, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,980 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $247,000 (2018) |
| Tax Bill | $9,195.00 (2025) |
| Primary APN | 06-33-177-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 3,082 sqft Gross Area |
| Basement Area | 1,102 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame Construction |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 1545 KNOTTY PINE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-8852 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WOODBRIDGE SOUTH PHASE 3 LOT 348 |
| Legal Subdivision | WOODBRIDGE SOUTH |
| Legal Phase | 3 |
| Legal Block | 5 |
| Legal Lot Number | 348 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 5 |
| Census Block | 5007 |
| Census Tract | 851907 |
Source: Kane County records · APN 06-33-177-007
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1545 KNOTTY PINE DR, ELGIN, IL 60123-8852 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| May 28, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Apr 15, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 14, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Prior Sale | Mar 01, 1996 · Amount on Record |
| Deed Doc Number | 201839419 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1545 KNOTTY PINE DR, ELGIN, IL 60123-8852 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | LAKESHORE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000086714 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021K086714 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate | 3.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1545 KNOTTY PINE DR, ELGIN, IL 60123-8852 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000017736 |
|---|---|
| Date | May 28, 2024 |
| Instrument | 2024K017736 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 15, 2026 |
| Property Address | 1545 KNOTTY PINE DR, ELGIN, IL 60123-8852 |
| Document Number | 0000015171 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 202615171 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CLOSING DEPARTMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1545 KNOTTY PINE DR, ELGIN, IL 60123-8852 |
| Document Number | 0000015171, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202615171 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Oct 01, 2054 |
| Rate | 6.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 14, 2018 |
| Property Address | 1545 KNOTTY PINE DR, ELGIN, IL 60123-8852 |
| Document Number | 0000039419 |
| Map Reference | DOC93K347115 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 2018K039419 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1545 KNOTTY PINE DR, ELGIN, IL 60123-8852 |
| Document Number | 0000039420 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 2018K039420 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,195.00 (+4.09%) Homeowner's exemption | ||
| 2024 | $8,834.00 (+11.32%) | $118,388 (+21.39%) Land $28,317 Building $90,071 | $355,306 (+21.44%) Land $84,985 Building $270,321 |
| 2022 | $7,936.00 (+4.43%) Homeowner's exemption | $97,523 (+6.96%) Land $23,326 Building $74,197 | $292,569 (+6.96%) Land $69,978 Building $222,591 |
| 2021 | $7,599.00 Homeowner's exemption | $91,177 Land $21,808 Building $69,369 | $273,531 Land $65,424 Building $208,107 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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