1545 J St, Bedford, IN 47421 Property Records

Lawrence County property record for 1545 J St, Bedford, IN 47421

Property Summary

Property Type	Commercial
Details	6,480 sqft · built 1890
Lot Size	0.05 acres (2,160 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Oct 2023)
Tax Bill	$5,814 (2025)
Deeds & Mortgages	Oct 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1100430100P54N`

Property Details

APN / Parcel Number

Primary APN	`1100430100P54N`
Alternative APNs	`47-06-14-441-054.000-010` `00440265646`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	3 Stories
Building Area	6,480 sqft Total Area
1st Floor Area	6,480 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	2,160 sqft (0.05 acres)
Lot Dimensions	90 ft deep x 24 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00440265646
Street Address	1545 J ST
City	BEDFORD
State	IN
Zip	47421-3839
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIG PT LOT 12 24 X 90
Legal Lot Number	12
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	4
Census Block	4017
Census Tract	950900

Owner

Source: Lawrence County records · APN 1100430100P54N

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9416 STATE ROAD 158, BEDFORD, IN 47421-7536
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	202319614
Record Updated	Sep 20, 2026

October 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAWRENCE IN
Recording Date	Oct 12, 2023
Property Address	1545 J ST, BEDFORD, IN 47421-3839
Document Number	2023006078
Instrument Date	Sep 20, 2023
Instrument	2023006078
Transaction Type	Foreclosure
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9416 STATE ROAD 158, BEDFORD, IN 47421-7536

Mortgage

Document Number	2023006079
Date	Oct 12, 2023
Instrument	2023006079

Lender

Name	BEDFORD FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2043

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,814.00 (+9.68%)	$197,900 (+86%) Land $10,600 Building $187,300	$197,900 (+86%) Land $10,600 Building $187,300
2024	$5,301.00 (+66.07%)
2023	$3,192.00 (+3.2%)	$106,400 Land $9,900 Building $96,500	$106,400 Land $9,900 Building $96,500
2022	$3,093.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (18093C), as of December 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Bedford Courthouse Square Historic District listed 1995 · 66 contributing resources · NRIS 95000704

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smithville Holding Company.

Based on FCC filings for 373 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IN5247001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.