1545 Ivystone Ct, Silver Spring, MD 20904 Property Records

Montgomery County property record for 1545 Ivystone Ct, Silver Spring, MD 20904

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,540 sqft · built 1984
Lot Size	0.038 acres (1,650 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jan 2001)
Tax Bill	$4,543 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02262497`

Property Details

APN / Parcel Number

Primary APN	`05-02262497`
Alternative APNs	`505802262497` `02262497`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	770 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,650 sqft (0.038 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02262497
Street Address	1545 IVYSTONE CT
City	SILVER SPRING
State	MD
Zip	20904-5400
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R200
Legal Description	OAK SPRINGS
Legal Subdivision	OAK SPRINGS
Legal Block	1
Legal Lot Number	154
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2015
Census Tract	701415

Owner

1545 Ivystone Ct, a townhouse, is owned and occupied by two individuals who bought it in January 2001.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1545 IVYSTONE CT, SILVER SPRING, MD 20904-5400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2001 · Amount on File
Deed Sale	Jan 24, 2001 · Amount on File
Deed Document Number	2001200083
Deed Book / Page	18730 / 122
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1545 IVYSTONE CT, SILVER SPRING, MD 20904-5400
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 IVYSTONE CT, SILVER SPRING, MD 20904-5400

Mortgage

Document Number	0700890261
Date	Jan 30, 2026
Book Page	70089/261

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1545 IVYSTONE CT, SILVER SPRING, MD 20904-5400
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 IVYSTONE CT, SILVER SPRING, MD 20904-5400

Mortgage

Document Number	0624760105
Date	Apr 9, 2021
Book Page	62476/105

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1545 Ivystone Ct was $4,543.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,400 (+7.3%) Land $161,000 Building $271,400	$432,400 (-) Land $161,000 Building $271,400
2025	$4,543.00	$402,967	$432,400 Land $161,000 Building $271,400
2023		$344,100 Land $161,000 Building $183,100	$344,100 Land $161,000 Building $183,100
2022	$3,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1545 Ivystone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1545 Ivystone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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