1545 Independence Ave, Melbourne, FL 32940 Property Records

Brevard County property record for 1545 Independence Ave, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,837 sqft · built 1992
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Nov 2023)
Tax Bill	$3,889 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-03-04-*-37`

Property Details

APN / Parcel Number

Primary APN	`26-36-03-04-*-37`
Alternative APNs	`26-36-03-04-00000.0-0037.00` `2614594`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,837 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	1,837 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Finished/Open Porch
Porch Area	30 sqft
Patio Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2614594
Street Address	1545 INDEPENDENCE AVE
City	MELBOURNE
State	FL
Zip	32940-6813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VIERA TRACTS BB & V PH 1 UNIT 2 LOT 37
Legal Range	36E
Legal Township	26S
Legal Section	03
Legal Subdivision	VIERA TRACTS BB & V PH 1 UNIT 2
Legal Phase	1
Legal Tract	1,S,V
Legal Lot Number	37
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2006
Census Tract	63108

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1545 INDEPENDENCE AVE, MELBOURNE, FL 32940-6813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Warranty Deed, Transfer · VA Mortgage DYBN FINANCIAL CORP
Dec 4, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 17, 2017	Warranty Deed, Transfer · VA Mortgage CERTIFIED MTG PLANNERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	2023241530
Deed Book / Page	9932 / 1692
Prior Transfer Date	Mar 18, 1994
Prior Transfer Doc	3382000210
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 15, 2023
Property Address	1545 INDEPENDENCE AVE, MELBOURNE, FL 32940-6813
Document Number	0099321692
Book / Page	9932 / 1692
Map Reference	MB 37 PG 87&88
Instrument Date	Nov 15, 2023
Instrument	2023241530
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	SOUTHERN CAPE TITLE AGENCY INC, SOUTHERN CAP TTL AGCY MELBOU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3325 BRESLAY DR APT 239, 239, MELBOURNE, FL 32940-8402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 INDEPENDENCE AVE, MELBOURNE, FL 32940-6813

Mortgage

Document Number	0099321694
Date	Nov 15, 2023
Instrument	9932/1694

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1545 INDEPENDENCE AVE, MELBOURNE, FL 32940-6813
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 INDEPENDENCE AVE, MELBOURNE, FL 32940-6813

Mortgage

Document Number	0089410027
Date	Dec 4, 2020
Book Page	8941/27
Instrument	2020271747

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 5, 2018
Property Address	1545 INDEPENDENCE AVE, MELBOURNE, FL 32940-6813
Document Number	0081050845
Book / Page	008105 / 000845
Instrument Date	Feb 14, 2018
Instrument	48048
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1545 INDEPENDENCE AVE MELBOURNE FL 329406813, MELBOURNE, FL 32940-6813

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 17, 2017
Property Address	1545 INDEPENDENCE AVE, MELBOURNE, FL 32940-6813
Document Number	0078911195
Book / Page	007891 / 001195
Instrument Date	May 11, 2017
Instrument	103174
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$944.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 INDEPENDENCE AVE MELBOURNE FL 329406813, MELBOURNE, FL 32940-6813

Mortgage

Document Number	78911197
Date	May 17, 2017
Book Page	007891/001197
Instrument	103175

Lender

Name	CERTIFIED MTG PLANNERS
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,550 (-1.34%)	$253,550 (-1.34%)
2025	$3,889.00 (+1.7%) Homeowner's exemption Veteran's exemption	$256,990 (+197.2%)	$256,990 (-1.06%)
2024	$3,824.00 (+236.32%)
2023	$1,137.00 (+1.79%) Disabled Person's exemption Veteran's exemption Widower's exemption	$86,470 (+2.99%)	$259,750 (+8.95%) Land $40,000 Building $219,750
2022	$1,117.00 Disabled Person's exemption Veteran's exemption Widower's exemption	$83,960	$238,420 Land $40,000 Building $198,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 311 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	3 (2010–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Independence Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures