1545 Gwynn Rd, Nesbit, MS 38651 Property Records

DeSoto County property record for 1545 Gwynn Rd, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,792 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$286 (2025)
Deeds & Mortgages	Nov 2021 Reverse Mortgage Oct 2017 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-08-7-26-01-0-00027-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-7-26-01-0-00027-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,792 sqft Adjusted Area
1st Floor Area	1,840 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asbestos
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft
Quonset Hut	470 sqft

Location & Zoning

Street Address	1545 GWYNN RD
City	NESBIT
State	MS
Zip	38651-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	RES & LOT IN SE COR OF NE 1/4
Legal Range	008
Legal Township	02S
Legal Section	26
Legal Subdivision	VILLAGE OF NESBIT
Legal Lot Number	27
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2014
Census Tract	70222

Owner

1545 Gwynn Rd is owned and occupied by two individuals who acquired it in October 2017.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1545 GWYNN RD, NESBIT, MS 38651-9312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Oct 24, 2017	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS
Oct 24, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 16, 2017
Transfer Doc	000838/457
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1545 GWYNN RD, NESBIT, MS 38651-9312
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 GWYNN RD, NESBIT, MS 38651-9312

Mortgage

Document Number	0005397/75
Date	Nov 12, 2021
Book Page	5397/75

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	1.98%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Index	1-Year CMT

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1545 GWYNN RD, NESBIT, MS 38651-9312
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004439/001
Date	Oct 24, 2017
Book Page	4439/001
Instrument	T04439-00001

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Index	LIBOR

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Oct 24, 2017
Property Address	1545 GWYNN RD, NESBIT, MS 38651-9312
Document Number	000838/457
Book / Page	0838 / 457
Map Reference	DB 37 PG 502
Instrument Date	Oct 16, 2017
Instrument	W00838-00457
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 GWYNN RD, NEW ALBANY, MS 38652

Tax Assessment & Valuation

The 2025 property tax bill for 1545 Gwynn Rd was $286.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$286.00	$9,956 Land $1,000 Building $8,956	$99,555 Land $10,000 Building $89,555
2023	$340.00	$9,956	$99,555 Land $10,000 Building $89,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1545 Gwynn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1545 Gwynn Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESBIT WATER ASSOCIATION public/private · serves 5,988 people · EPA ID MS0170014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000

May also be available: C Spire Wireless, T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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