Owen County property record for 1545 Gratz Rd, Owenton, KY 40359
| Property Type | Single Family Home |
|---|---|
| Details | 1,792 sqft · built 1998 |
| Lot Size | 169 acres (7,404,329 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,532 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-00-00-033.00 |
| Primary APN | 049-00-00-033.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,792 sqft Living Area |
| Basement Area | 1,792 sqft |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,404,329 sqft (169 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 6897 |
|---|---|
| Street Address | 1545 GRATZ RD |
| City | OWENTON |
| State | KY |
| Zip | 40359-8681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE/IMPS. 170 AC. |
| Jurisdiction | OWEN KY |
| Township / Civil Division | OWENTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 970201 |
1545 Gratz Rd is owned and occupied by two individuals.
Source: Owen County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1545 GRATZ RD, OWENTON, KY 40359-8681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000184601 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1545 Gratz Rd was $2,532.
Source: Owen County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Owen County |
| Unified School District | Owen County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,532.00 | $211,100 | $211,100 |
| 2023 | $2,461.00 | $208,800 | $208,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1545 Gratz Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1545 Gratz Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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