1545 Gin Rd, Gold Hill, NC 28071 Property Records

Rowan County property record for 1545 Gin Rd, Gold Hill, NC 28071

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,932 sqft · built 1998
Lot Size	8.51 acres (370,696 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (May 2026)
Deeds & Mortgages	Sep 2024 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381 171`

Property Details

APN / Parcel Number

Primary APN	`381 171`
Alternative APN	`381 145`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,932 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	370,696 sqft (8.51 acres)
Porch	Porch
Porch Area	192 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1545 GIN RD
City	GOLD HILL
State	NC
Zip	28071-6624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.51AC
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	4
Census Block	4016
Census Tract	51001

Owner

1545 Gin Rd is owned and occupied by two individuals who bought it in May 2026.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1545 GIN RD, GOLD HILL, NC 28071-6624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 21, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Jul 2, 2021 · Amount on File
Deed Book / Page	1483 / 574
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1545 GIN RD, GOLD HILL, NC 28071-6624
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014490100
Date	Sep 20, 2024
Book Page	1449/100

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 21, 2026
Property Address	1545 GIN RD, GOLD HILL, NC 28071-6624
Document Number	1483000574
Book / Page	1483 / 574
Instrument Date	May 21, 2026
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	FORTIFIED TITLE, FORTIFIED TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 GIN RD, GOLD HILL, NC 28071-6624
Investor	Possibly a Property Investor

Mortgage

Document Number	1483000575,
Date	May 21, 2026
Book Page	1483/575

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 2, 2021
Property Address	1545 GIN RD, GOLD HILL, NC 28071-6624
Document Number	0013780773
Book / Page	1378 / 773
Map Reference	MB 9995 PG 3346
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 N KAYLA DR, 211, SALISBURY, NC 28146-7419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 GIN RD, GOLD HILL, NC 28071-6624

Mortgage

Document Number	1378774
Date	Jul 2, 2021
Instrument	1378/774

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$324,455 (-) Land $111,549 Building $212,906	$324,455 Land $111,549 Building $212,906
2025	$324,455 Land $111,549 Building $212,906
2023	$324,455 Land $111,549 Building $212,906	$324,455 Land $111,549 Building $212,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1545 Gin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1545 Gin Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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