1545 E Mountain Rd, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 1545 E Mountain Rd, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,268 sqft · built 1974
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,031 (Apr 2017)
Tax Bill	$5,282 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:59-R L:26`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:59-R L:26`
Alternative APN	`M:329059 B:R0026 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	3,056 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1545 E MOUNTAIN RD
City	WESTFIELD
State	MA
Zip	01085-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	26
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1000
Census Tract	812500

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1545 E MOUNTAIN RD, WESTFIELD, MA 01085-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Feb 3, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 18, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Prior Sale	Dec 17, 1992 · Amount on Record
Deed Document Number	201720868
Deed Book / Page	21644 / 406
Last Transfer Date	Jan 27, 2022
Transfer Doc	024387-585
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	1545 E MOUNTAIN RD, WESTFIELD, MA 01085-1458
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025185-59
Date	Oct 10, 2023
Book Page	25185/59
Instrument	48022

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Feb 3, 2022
Property Address	1545 E MOUNTAIN RD, WESTFIELD, MA 01085-1458
Document Number	024387-585
Book / Page	24387 / 585
Instrument Date	Jan 27, 2022
Instrument	7175
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1545 E MOUNTAIN RD, WESTFIELD, MA 01085-1458

April 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WESTFIELD MA
Recording Date	Apr 18, 2017
Property Address	1545 E MOUNTAIN RD, WESTFIELD, MA 01085-1458
Document Number	21644-406
Book / Page	021644 / 000406
Instrument Date	Apr 4, 2017
Instrument	20868
Transaction Type	Foreclosure
Record Updated	May 9, 2017

Transaction

Amount	Amount Recorded
Tax	$906.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,282.00 (+5.18%)	$353,800 (+6.95%) Land $131,800 Building $222,000	$377,290 (+12.22%)
2025	$5,022.00 (+2.36%)	$330,800 (+14.5%) Land $127,900 Building $202,900	$336,205 (+11.61%)
2024			$301,245
2023	$4,906.00	$288,900 Land $110,900 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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