1545 E 12th St, Rifle, CO 81650 Property Records

Garfield County property record for 1545 E 12th St, Rifle, CO 81650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1995
Lot Size	0.207 acres (9,015 sqft)
Owner	Company Name on Record
Last Sale	$488,400 (Aug 2022)
Tax Bill	$2,934 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2024 Sale + 3 more
APN	`R363126`

Property Details

APN / Parcel Number

Primary APN	`R363126`
Alternative APN	`217710309010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,848 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,015 sqft (0.207 acres)
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R363126
Street Address	1545 E 12TH ST
City	RIFLE
State	CO
Zip	81650-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 10 TOWNSHIP: 6 RANGE: 93 SUBDIVISION: HIGHLAND EAST SUB. FLG. 7 BLOCK: B LOT: 10 7TH FLG 9015 SQUARE FEET
Legal Range	93
Legal Township	06
Legal Section	10
Legal Subdivision	HIGHLAND EAST SUB. FLG. 7
Legal Block	B
Legal Lot Number	1
Jurisdiction	GARFIELD CO
Township / Civil Division	RIFLE
Census Block Group	1
Census Block	1017
Census Tract	952004

Owner

Source: Garfield County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1545 E 12TH ST, RIFLE, CO 81650-3704
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 8, 2024	Warranty Deed, Transfer
Aug 12, 2022	Special Warranty Deed, Transfer · Commercial Mortgage ALPINE BANK
Jul 6, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 24, 2018	Deed of Trust, Mortgage · FHA Mortgage PACIFIC BAY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Jul 27, 2009 · Amount on Record
Deed Document Number	2022978088
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	1545 E 12TH ST, RIFLE, CO 81650-3704
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 E 12TH ST, RIFLE, CO 81650-3704

Mortgage

Document Number	0000965023
Date	Oct 20, 2021
Instrument	965023

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Mar 8, 2024
Property Address	1545 E 12TH ST, RIFLE, CO 81650-3704
Document Number	0000994141
Instrument Date	Feb 28, 2024
Instrument	994141
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1545 E 12TH ST, RIFLE, CO 81650-3704

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Aug 12, 2022
Property Address	1545 E 12TH ST, RIFLE, CO 81650-3704
Document Number	0000978088
Instrument Date	Aug 12, 2022
Instrument	978088
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1545 E 12TH ST, RIFLE, CO 81650-3704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1545 E 12TH ST, RIFLE, CO 81650-3704

Mortgage

Document Number	0000978091
Date	Aug 12, 2022
Instrument	978091

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	1545 E 12TH ST, RIFLE, CO 81650-3704
Document Number	0000939701
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 E 12TH ST RIFLE CO 816503704, RIFLE, CO 81650-3704

Mortgage

Document Number	0000939701
Date	Aug 5, 2020
Instrument	939701

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 4, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	1545 E 12TH ST, RIFLE, CO 81650-3704
Document Number	0000904892
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 E 12TH ST RIFLE CO 816503704, RIFLE, CO 81650-3704

Mortgage

Document Number	0000904892
Date	Mar 29, 2018
Instrument	904892

Lender

Name	PACIFIC BAY LNDG
Address	BUENA PARK, CA 90623

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Municipality	Rifle City
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,934.00 (+28.74%)	$33,370 (+11.61%) Land $4,750 Building $28,620	$533,990 (+19.63%) Land $76,000 Building $457,990
2024	$2,279.00 (+14.18%)	$29,900 (-) Land $4,530 Building $25,370	$446,360 (-) Land $67,660 Building $378,700
2023	$1,996.00 (+15.78%)	$29,900 (+24.17%) Land $4,530 Building $25,370	$446,360 (+28.83%) Land $67,660 Building $378,700
2022	$1,724.00	$24,080 Land $4,520 Building $19,560	$346,460 Land $65,000 Building $281,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIFLE serves 9,489 people · EPA ID CO0123676
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kellin Communications Fixed Wireless	1,000 / 220
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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