McCracken County property record for 1545 Culp Rd, Paducah, KY 42003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,778 sqft · built 1970 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Oct 2021) |
| Tax Bill | $1,824 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 137-20-05-016 |
| Primary APN | 137-20-05-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Foundation Type | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 58,806 sqft (1.35 acres) |
| Garage Area | 1,140 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 129836 |
|---|---|
| Street Address | 1545 CULP RD |
| City | PADUCAH |
| State | KY |
| Zip | 42003-9622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23-43-1,2 1.35 AC CULP RD |
| Legal Subdivision | WAIVER OF SUB FOR JOHN ELLIS |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 31100 |
Source: McCracken County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1545 CULP RD, PADUCAH, KY 42003-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on Record |
| Deed Sale | Oct 1, 2021 · Amount on Record |
| Prior Sale | Oct 1, 2019 · Amount on Record |
| Deed Document Number | 2021641673 |
| Deed Book / Page | 1442 / 801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 1545 CULP RD, PADUCAH, KY 42003-9622 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1545 CULP RD, PADUCAH, KY 42003-9622 |
| Document Number | 0M1871/846 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | M1871/846 |
| Instrument | 735266 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Nov 1, 2051 |
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,000 (-) | $185,000 (-) | |
| 2025 | $1,824.00 (+1.28%) | $185,000 (-) | $185,000 (-) |
| 2023 | $1,801.00 (-1.64%) | $185,000 (-) | $185,000 (-) |
| 2022 | $1,831.00 | $185,000 | $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1979–2019) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mediacom Xtream.
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