1545 Chert Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 1545 Chert Dr, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,917 sqft · built 2011
Lot Size	0.777 acres (33,856 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Oct 2024)
Tax Bill	$14,039 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`679-300-07-05`

Property Details

APN / Parcel Number

Primary APN	`679-300-07-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,917 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Condo/Apartment
Lot Area	33,856 sqft (0.777 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1545 CHERT DR
City	SAN MARCOS
State	CA
Zip	92078-2821
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 1 US 12PER DOCS11-0438830&0510999&UND INT IN PHASE 2 IN TR 015409
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	015409
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	20043

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1545 CHERT DR, SAN MARCOS, CA 92078-2821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Intrafamily Transfer, Transfer · Line of Credit CALIFORNIA COAST CU
Aug 22, 2022	Intrafamily Transfer, Transfer TICOR TITLE SAN DIEGO BRANCH
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jun 8, 2019	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Jul 11, 2017	Grant Deed, Transfer · Conventional Mortgage NEW YORK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2024 · Amount on File
Deed Sale	Oct 17, 2024 · Amount on File
Prior Sale	Jul 11, 2017 · Amount on File
Deed Document Number	2024278915
Prior Transfer Date	Aug 15, 2022
Prior Transfer Doc	0000336410
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 19, 2022
Property Address	1545 CHERT DR, SAN MARCOS, CA 92078-2821
Document Number	0000334805
Map Reference	DOC 2011-510999
Instrument Date	Aug 15, 2022
Instrument	2022-0334805
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1545 CHERT DR, SAN MARCOS, CA 92078-2821

Mortgage

Document Number	0000334806
Date	Aug 19, 2022
Instrument	2022-0334806

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2022
Property Address	1545 CHERT DR, SAN MARCOS, CA 92078-2821
Document Number	0000336410
Map Reference	MAP 15409
Instrument Date	Aug 15, 2022
Instrument	2022-0336410
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1545 CHERL DR, SAN MARCOS, CA 92078-2821

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1545 CHERT DR, SAN MARCOS, CA 92078-2821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408844
Date	Jul 27, 2020
Instrument	2020-0408844

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1545 CHERT DR, SAN MARCOS, CA 92078-2821
Document Number	0000229779
Instrument Date	Jun 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1545 CHERT DR SAN MARCOS CA 920782821, SAN MARCOS, CA 92078-2821

Mortgage

Document Number	0000229779
Date	Jun 13, 2019
Instrument	229779

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 12, 2044

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 11, 2017
Property Address	1545 CHERT DR, SAN MARCOS, CA 92078-2821
Document Number	0000310970
Map Reference	MAP15409
Instrument Date	May 9, 2017
Instrument	2017-0310970
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1545 CHERT DR, SAN MARCOS, CA 92078-2821

Mortgage

Document Number	0000310971
Date	Jul 11, 2017
Instrument	2017-0310971

Lender

Name	NEW YORK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,122,000 (+2%) Land $739,500 Building $382,500
2025	$14,039.00 (+48.72%)	$1,100,000 (+54.27%) Land $725,000 Building $375,000
2023	$9,440.00 (+1.97%) Homeowner's exemption	$713,053 Land $470,266 Building $242,787
2022	$9,258.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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