1545 Caribbean Rd, Sebring, FL 33870 Property Records

Highlands County property record for 1545 Caribbean Rd, Sebring, FL 33870

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,144 sqft · built 1985
Lot Size	0.115 acres (5,040 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Jul 2023)
Tax Bill	$1,056 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C364802000000610`

Property Details

APN / Parcel Number

Primary APN	`C364802000000610`
Alternative APN	`C-36-34-28-020-0000-0610`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1989
Architectural Style	Mobile/Manufactured
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	5,040 sqft (0.115 acres)
Lot Dimensions	90 ft deep x 56 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	568 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	210 sqft
Pool House	210 sqft
Porch	Enclosed Porch
Porch Area	290 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C364802000000610
Street Address	1545 CARIBBEAN RD
City	SEBRING
State	FL
Zip	33870-8058
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	M1
Legal Description	SEBRING FALLS PB 11-PG 24 LOT 61
Legal Range	28E
Legal Township	34S
Legal Section	36
Legal Subdivision	SEBRING FALLS
Legal Lot Number	61
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3032
Census Tract	960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1545 CARIBBEAN RD, SEBRING, FL 33870-8058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 20, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Jun 20, 2022 · Amount on Record
Deed Document Number	2161350
Deed Book / Page	2988 / 794
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 21, 2023
Property Address	1545 CARIBBEAN RD, SEBRING, FL 33870-8058
Document Number	0002161350
Book / Page	2988 / 794
Map Reference	MB 11 PG 24
Instrument Date	Jun 28, 2023
Instrument	2161350
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24210 HILLCREST DR, STERLING, IL 61081-9244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 CARIBBEAN RD, SEBRING, FL 33870-8058

Mortgage

Document Number	0002988796
Date	Jul 21, 2023
Instrument	2988/796

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 20, 2022
Property Address	1545 CARIBBEAN RD, SEBRING, FL 33870-8058
Document Number	0002100751
Book / Page	2913 / 1149
Map Reference	MB 11 PG 24
Instrument Date	Jun 10, 2022
Instrument	2100751
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$861.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 SPRINGBROOK SHORES DR, 96, ELMA, NY 14059-9284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 CARIBBEAN RD, SEBRING, FL 33870-8058

Mortgage

Document Number	0029131151
Date	Jun 20, 2022
Instrument	2913/1151

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,412 (+43.73%)	$102,998 (-2.13%) Land $18,500 Building $84,498
2024	$1,056.00 (+35.04%)
2023	$782.00 (-40.17%) Homeowner's exemption	$69,861 (-1.5%)	$105,244 (+48.38%) Land $7,125 Building $98,119
2022	$1,307.00	$70,928 Land $7,125 Building $63,803	$70,928 Land $7,125 Building $63,803

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2004–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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