1545 Bay St, Alameda, CA 94501 Property Records

Alameda County property record for 1545 Bay St, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,556 sqft · built 1905
Lot Size	0.076 acres (3,300 sqft)
Owner	Individual Name on Record
Last Sale	$1,475,000 (Sep 2025)
Tax Bill	$8,382 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72-375-9`

Property Details

APN / Parcel Number

Primary APN	`72-375-9`
Alternative APN	`072-0375-009-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,556 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,300 sqft (0.076 acres)

Location & Zoning

Street Address	1545 BAY ST
City	ALAMEDA
State	CA
Zip	94501-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00072 BLK: MP: 0185 PAGE: 0160 ;LOT: 00073 BLK: MP: 0185 PAGE: 0160
Legal Subdivision	ENCINAL PARK
Legal Lot Number	72
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	1
Census Block	1001
Census Tract	427800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1545 BAY ST, ALAMEDA, CA 94501-2319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Grant Deed, Transfer · Line of Credit PATELCO CREDIT UNION
Sep 30, 2025	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Sep 30, 2025	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Deed Document Number	2025122301
Last Transfer Date	May 12, 2026
Transfer Doc	0000067102
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 21, 2026
Property Address	1545 BAY ST, ALAMEDA, CA 94501-2319
Document Number	0000067102
Instrument Date	May 12, 2026
Instrument	202667102
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1545 BAY ST, ALAMEDA, CA 94501-2319

Mortgage

Document Number	0000067103,
Date	May 21, 2026
Instrument	202667103

Lender

Name	PATELCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 8, 2051

Interest

Rate	6.37%
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Sep 30, 2025
Property Address	1545 BAY ST, ALAMEDA, CA 94501-2319
Document Number	0000122302
Instrument Date	Sep 18, 2025
Instrument	2025122302
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1545 BAY ST, ALAMEDA, CA 94501-2319

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 30, 2025
Property Address	1545 BAY ST, ALAMEDA, CA 94501-2319
Document Number	0000122301
Instrument Date	Sep 18, 2025
Instrument	2025122301
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,322.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1545 BAY ST, ALAMEDA, CA 94501-2319

Mortgage

Document Number	0000122303
Date	Sep 30, 2025
Instrument	2025122303

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,475,000 (+186.82%) Land $442,500 Building $1,032,500
2025	$8,382.00 (+5.89%) Homeowner's exemption	$514,251 (+2.64%) Land $156,375 Building $364,876
2023	$7,916.00 Homeowner's exemption	$501,012 Land $150,303 Building $350,709	$1,086,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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