1545 Augusta Ln, Cary, IL 60013 Property Records

McHenry County property record for 1545 Augusta Ln, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,621 sqft · built 2001
Lot Size0.251 acres (10,954 sqft)
OwnerIndividual Name on File
Last Sale$269,000 (Apr 2018)
Deeds & MortgagesSep 2022 Line of Credit
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19-15-278-010

Property Details

APN / Parcel Number

Primary APN19-15-278-010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,621 sqft
Gross Area3,916 sqft
1st Floor Area1,322 sqft
2nd Floor Area1,299 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleColonial
Exterior MaterialRibbed Aluminum
Lot Area10,954 sqft (0.251 acres)
Lot Dimensions136 ft deep x 72 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1545 AUGUSTA LN
CityCARY
StateIL
Zip60013-1833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0012324 LT 193 CAMBRIA UNIT 6
Legal Range08E
Legal Township43N
Legal Section15
Legal SubdivisionCAMBRIA #5
Legal Lot Number193
Legal Unit6
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3026
Census Tract871312

Owner

1545 Augusta Ln is owned by an individual who bought it in April 2018.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1545 AUGUSTA LN, CARY, IL 60013-1833
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Deed of Trust, Mortgage · Line of Credit
CRYSTAL LAKE BANK & TRUST COMPANY NA
Mar 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 18, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 7, 2017Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2018 · Amount on File
Deed SaleApr 18, 2018 · Amount on File
Prior SaleNov 13, 2012 · Amount on File
Deed Document NumberWARRANTY DEED
Record UpdatedJun 7, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1545 AUGUSTA LN, CARY, IL 60013-1833
Transaction TypeMortgage
Record UpdatedSep 12, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030585
DateSep 1, 2022
Instrument2022R0030585
Lender
NameCRYSTAL LAKE BANK & TRUST COMPANY NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Min Rate At Change3.99%
Max Rate20%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1545 AUGUSTA LN, CARY, IL 60013-1833
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011967
DateMar 4, 2021
Instrument2021R0011967
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateApr 18, 2018
Property Address1545 AUGUSTA LN, CARY, IL 60013-1833
Document Number0000012324
Map ReferenceDOC2001R0038424
Instrument DateApr 13, 2018
Instrument2018R0012324
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$403.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1545 AUGUSTA LN, 1545, CARY, IL 60013-1833

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2125 N DOGWOOD LN, PALATINE, IL 60074-1327

Mortgage

Document Number0000012325
DateApr 18, 2018
Instrument2018R0012325
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1545 AUGUSTA LN, CARY, IL 60013-1833
Document Number0000006173
Instrument DateFeb 7, 2017
Transaction TypeMortgage
Record UpdatedMay 18, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1545 AUGUSTA LN CARY IL 600131833, CARY, IL 60013-1833

Mortgage

Document Number0000006173
DateFeb 17, 2017
Instrument6173
Lender
NameNAVY FCU
TypeCredit Union
AddressMERRIFIELD, VA 22119-3327
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$118,684 Land $34,265 Building $84,419$356,052 Land $102,795 Building $253,257

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1545 Augusta Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1545 Augusta Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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