Bell County property record for 1545 Alta Vista Loop, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 3,650 sqft · built 2017 |
| Lot Size | 1.69 acres (73,616 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $18,485 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Mar 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0059896591 |
| Primary APN | 0059896591 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,650 sqft Living Area |
| 1st Floor Area | 3,650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 73,616 sqft (1.69 acres) |
| Lot Dimensions | 140 ft deep x 137 ft wide |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 804 sqft |
| Street Address | 1545 ALTA VISTA LOOP |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-5575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARRIS BLUFF, BLOCK 001, LOT 0004, ACRES 1.69 |
| Legal Subdivision | HARRIS BLUFF |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 21305 |
Source: Bell County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1545 ALTA VISTA LOOP, TEMPLE, TX 76502-5575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2018 | Deed of Trust, Mortgage · ARM CENTRAL NATIONAL BANK |
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 8, 2021 | Warranty Deed, Transfer |
| Oct 6, 2018 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Jul 6, 2018 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Oct 10, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2021 |
| Deed Sale | Sep 8, 2021 |
| Prior Sale | Sep 8, 2021 |
| Deed Document Number | 202158151 |
| Prior Transfer Date | Mar 2, 2017 |
| Prior Transfer Doc | 0000008505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1545 ALTA VISTA LOOP, TEMPLE, TX 76502-5575 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048859 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 2018-00048859 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Address | TEMPLE, TX 76502 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.25% |
| Index | 1-Year LIBOR |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1545 ALTA VISTA LOOP, TEMPLE, TX 76502-5575 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014247 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2020-00014247 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 8, 2021 |
| Property Address | 1545 ALTA VISTA LOOP, TEMPLE, TX 76502-5575 |
| Document Number | 0000058150 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021058150 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1656 W FM 93 HWY, 1656, TEMPLE, TX 76502-8708 |
| Name | Verified Name |
|---|---|
| Address | 1545 ALTA VISTA LOOP, TEMPLE, TX 76502-5575 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1545 ALTA VISTA LOOP, TEMPLE, TX 76502-5575 |
| Document Number | 0000044502 |
| Instrument Date | Oct 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1545 ALTA VISTA LOOP TEMPLE TX 765025575, TEMPLE, TX 76502-5575 |
| Document Number | 0000044502 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 44502 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Oct 23, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1545 ALTA VISTA LOOP, TEMPLE, TX 76502-5575 |
| Document Number | 0000030145 |
| Instrument Date | Jul 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1545 ALTA VISTA LOOP TEMPLE TX 765025575, TEMPLE, TX 76502-5575 |
| Document Number | 0000030145 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 30145 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502 |
| Amount | Amount Recorded |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 10, 2017 |
| Property Address | 1545 ALTA VISTA LOOP, TEMPLE, TX 76502-5575 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 42564 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 8, 2017 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3809 S GENERAL BRUCE DR #103-1 TEMPLE TX 765021035, 103-1, TEMPLE, TX 76502-1035 |
| Document Number | 0000042564 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 42564 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502-3232 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 9, 2018 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Academy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,485.00 (+14.75%) | $885,776 (-4.95%) Land $157,500 Building $728,276 | $885,776 (-4.95%) Land $157,500 Building $728,276 |
| 2023 | $16,109.00 (-0.41%) Homeowner's exemption | $931,874 Land $148,750 Building $783,124 | $931,874 Land $148,750 Building $783,124 |
| 2022 | $16,175.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Altitude ISP, AT&T, Nextlink, SOS Communications, Verizon.
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