Clay County property record for 1545 290th St, Everly, IA 51338 · Last verified August 2026
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Company Name on File |
| Last Sale | $510,000 (May 2023) |
| Tax Bill | $1,878 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 973813100008 |
| Primary APN | 973813100008 |
|---|
| Lot Area | 130,680 sqft (3 acres) |
|---|
| Street Address | 1545 290TH ST |
|---|---|
| City | EVERLY |
| State | IA |
| Zip | 51338-7516 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | 3.00 AC TR PT NE NW BEING PARCEL D |
| Legal Range | 38W |
| Legal Township | 97N |
| Legal Section | 13 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 80400 |
Source: Clay County records · APN 973813100008
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 25778 OAK LN, SPIRIT LAKE, IA 51360-6844 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WL PROPERTIES LLC |
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit IOWA STATE BANK |
| Jul 13, 2020 | Warranty Deed, Transfer · Commercial Mortgage IOWA STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 09, 2023 · Amount on Record |
| Deed Sale | May 09, 2023 · Amount on Record |
| Prior Sale | Jul 13, 2020 · Amount on Record |
| Deed Document Number | 2023826 |
| Deed Book / Page | 2023 / 826 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Jul 22, 2026 |
| Property Address | 1545 290TH ST, EVERLY, IA 51338-7516 |
| Document Number | 0000001780 |
| Book / Page | 2026 / 1780 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20261780 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 25778 OAK LN, SPIRIT LAKE, IA 51360-6844 |
| Document Number | 0000001780, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 2026/1780 |
| Instrument | 20261780 |
| Name | WL PROPERTIES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 15, 2031 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Jul 17, 2026 |
| Property Address | 1545 290TH ST, EVERLY, IA 51338-7516 |
| Document Number | 0000001738 |
| Book / Page | 2026 / 1738 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20261738 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 25778 OAK LN, SPIRIT LAKE, IA 51360-6844 |
| Document Number | 0000001738, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 2026/1738 |
| Instrument | 20261738 |
| Name | IOWA STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 15, 2031 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Jul 13, 2020 |
| Property Address | 1545 290TH ST, EVERLY, IA 51338 |
| Document Number | 02020/2036 |
| Book / Page | 2020 / 2036 |
| Map Reference | DOC 2016-1129 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 2020 2036 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,228.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1324 FAIRVIEW AVE, SPENCER, IA 51301-4838 |
| Document Number | 02020/2037 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 2020/2037 |
| Instrument | 2020 2037 |
| Name | IOWA STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Clay Central-Everly Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,878.00 | $134,600 (+7.35%) Land $4,780 Building $129,820 | $134,600 (+7.35%) Land $4,780 Building $129,820 |
| 2024 | $1,878.00 (+26.89%) | ||
| 2023 | $125,380 (+55.87%) Land $3,470 Building $121,910 | $125,380 (+55.87%) Land $3,470 Building $121,910 | |
| 2022 | $1,480.00 | $80,440 Land $2,780 Building $77,660 | |
| 2021 | $80,440 Land $2,780 Building $77,660 |
Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Evertek Enterprises | Fiber | 1,000 / 1,000 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: Mutual Telephone Company (IA). Availability varies by address; speeds are provider-advertised maximums, not measured.
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