15449 Clear Lake Dr, Big Rapids, MI 49307 Property Records

Mecosta County property record for 15449 Clear Lake Dr, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Lot Size	52.3 acres (2,278,432 sqft)
Owner	Company Name on Record
Tax Bill	$908 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06 921 002 002`

Property Details

APN / Parcel Number

Primary APN	`06 921 002 002`

Exterior

Lot Area	2,278,432 sqft

Location & Zoning

Street Address	15449 CLEAR LAKE DR
City	BIG RAPIDS
State	MI
Zip	49307-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 21 T15N R09W LAKEWOOD ASSOCIATION LOT 2 BLL PARENT 021 002 000
Legal Range	09W
Legal Township	15N
Legal Section	21
Legal Subdivision	LAKEWOOD ASSOCIATION
Legal Lot Number	2
Jurisdiction	MECOSTA MI
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1009
Census Tract	960300

Owner

Source: Mecosta County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15449 CLEAR LAKE DR, BIG RAPIDS, MI 49307-9530
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Oct 25, 2023	Intrafamily Transfer, Transfer
Oct 25, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 17, 2023
Transfer Doc	00926/3537
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	15449 CLEAR LAKE DR, BIG RAPIDS, MI 49307-9530
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15449 CLEAR LAKE DR, BIG RAPIDS, MI 49307-9530

Mortgage

Document Number	00938/1007
Date	Dec 8, 2025
Book Page	938/1007
Instrument	202500008345

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Oct 25, 2023
Property Address	15449 CLEAR LAKE DR, BIG RAPIDS, MI 49307-9530
Document Number	00926/3535
Book / Page	926 / 3535
Instrument Date	Oct 17, 2023
Instrument	202300006899
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15449 CLEAR LAKE DR, BIG RAPIDS, MI 49307-9530

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Oct 25, 2023
Property Address	15449 CLEAR LAKE DR, BIG RAPIDS, MI 49307-9530
Document Number	00926/3537
Book / Page	926 / 3537
Instrument Date	Oct 17, 2023
Instrument	202300006900
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15449 CLEAR LAKE DR, BIG RAPIDS, MI 49307-9530

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Colfax Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,500 (+5.9%)	$201,000 (+5.9%)
2025	$908.00 (+2.02%) Homeowner's exemption	$94,900 (+20.58%)	$189,800 (+20.58%)
2024	$890.00
2023		$78,700	$157,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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