15446 W Eugene Ter, Surprise, AZ 85379 Property Records

Maricopa County property record for 15446 W Eugene Ter, Surprise, AZ 85379

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,415 sqft · built 2005
Lot Size	0.279 acres (12,180 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Mar 2021)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`509-18-276`

Property Details

APN / Parcel Number

Primary APN	`509-18-276`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,415 sqft Living Area
1st Floor Area	2,415 sqft

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	12,180 sqft (0.279 acres)
Parking Spaces	3 Parking Spaces
Pool Area	870 sqft
Patio Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	15446 W EUGENE TER
City	SURPRISE
State	AZ
Zip	85379-8137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	MARLEY PARK PARCEL 2 MCR 682-02
Legal Range	01W
Legal Township	03N
Legal Section	17
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	MARLEY PARK PARCEL 2
Legal Lot Number	2062
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	61037

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15446 W EUGENE TER, SURPRISE, AZ 85379-8137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARIZONA CTRL CU
Jan 25, 2018	Warranty Deed, Transfer · FHA Mortgage NEW WEST LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Jan 25, 2018 · Amount on Record
Deed Document Number	20210292591
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15446 W EUGENE TER, SURPRISE, AZ 85379-8137
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15446 W EUGENE TER, SURPRISE, AZ 85379-8137

Mortgage

Document Number	0000605031
Date	Nov 27, 2023
Instrument	20230605031

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 16, 2021
Property Address	15446 W EUGENE TER, SURPRISE, AZ 85379-8137
Document Number	0000292591
Map Reference	MB 682 PG 2
Instrument Date	Mar 9, 2021
Instrument	20210292591
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15771 W CHRISTY DR, SURPRISE, AZ 85379-4666

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15446 W EUGENE TER, SURPRISE, AZ 85379-8137

Mortgage

Document Number	0000292592
Date	Mar 16, 2021
Instrument	20210292592

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15446 W EUGENE TER, SURPRISE, AZ 85379-8137
Document Number	0000872469
Instrument Date	Nov 25, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 CHERRINGTON PKWY MOON TOWNSHIP PA 151084355, MOON TOWNSHIP, PA 15108-4355

Mortgage

Document Number	0000872469
Date	Nov 27, 2018
Instrument	872469

Lender

Name	ARIZONA CTRL CU
Type	Credit Union
Address	PHOENIX, AZ 85004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 26, 2038

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 25, 2018
Property Address	15446 W EUGENE TER, SURPRISE, AZ 85379-8137
Document Number	0000062708
Instrument Date	Dec 19, 2017
Instrument	62708
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15446 W EUGENE TER SURPRISE AZ 853798137, SURPRISE, AZ 85379-8137

Mortgage

Document Number	62709
Date	Jan 25, 2018
Instrument	62709

Lender

Name	NEW WEST LNDG
Address	PHOENIX, AZ 85020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,000 (-8.46%)	$500,000 (-8.46%) Land $100,000 Building $400,000
2025	$2,907.00 (+2.32%)
2024		$54,620	$546,200 Land $109,200 Building $437,000
2023	$2,841.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURPRISE CITY OF - MOUNTAIN VISTA serves 40,007 people · EPA ID AZ0407500
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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