15446 Robert Terrell Rd, Montpelier, VA 23192 Property Records

Hanover County property record for 15446 Robert Terrell Rd, Montpelier, VA 23192

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1970
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on Record
Last Sale	$265,000 (Feb 2025)
Tax Bill	$2,442 (2026)
Deeds & Mortgages	Jan 2023 Second Mortgage Jul 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7822-67-0259`

Property Details

APN / Parcel Number

Primary APN	`7822-67-0259`
Alternative APN	`10171378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,000 sqft
1st Floor Area	1,140 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Deck Area	544 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10171378
Street Address	15446 ROBERT TERRELL RD
City	MONTPELIER
State	VA
Zip	23192-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	NE/S RT 712 N OF RT 54
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1008
Census Tract	320200

Owner

Source: Hanover County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15446 ROBERT TERRELL RD, MONTPELIER, VA 23192-2220
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage C&F SELECT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Nov 7, 2024 · Amount on Record
Deed Document Number	20253270
Deed Book / Page	106 / 2491
Prior Transfer Date	Jan 29, 2025
Prior Transfer Doc	0000003270
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	15446 ROBERT TERRELL RD, MONTPELIER, VA 23192-2220
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033691431
Date	Jan 17, 2023
Book Page	3369/1431
Instrument	20230117000004180

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	15446 ROBERT TERRELL RD, MONTPELIER, VA 23192-2220
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003359362
Date	Jul 26, 2022
Book Page	3359/362
Instrument	20220726000107520

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	15446 ROBERT TERRELL RD, MONTPELIER, VA 23192-2220
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033511757
Date	Apr 25, 2022
Book Page	3351/1757
Instrument	20220425000061310

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Aug 31, 2021
Property Address	15446 ROBERT TERRELL RD, MONTPELIER, VA 23192-2220
Document Number	332681
Book / Page	3326 / 81
Instrument Date	Aug 18, 2021
Instrument	20210831000188380
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15446 ROBERT TERRELL RD, MONTPELIER, VA 23192-2220

Mortgage

Document Number	20210831000188390
Date	Aug 31, 2021
Instrument	20210831000188390

Lender

Name	C&F SELECT LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,442.00 (+6.08%)	$301,600 (+6.09%) Land $90,800 Building $210,800	$301,600 (+6.09%) Land $90,800 Building $210,800
2025	$2,302.00	$284,300 Land $90,800 Building $193,500	$284,300 Land $90,800 Building $193,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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