15446 Norman Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 15446 Norman Rd, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,528 sqft · built 1987
Lot Size	3.97 acres (172,933 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Jan 2020)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39-6-A`

Property Details

APN / Parcel Number

Primary APN	`39-6-A`
Alternative APN	`10596`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
1st Floor Area	1,321 sqft
Basement Area	1,321 sqft
Unfinished Basement	1,321 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	172,933 sqft (3.97 acres)
Garage Area	625 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	288 sqft
Deck Area	410 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10596
Street Address	15446 NORMAN RD
City	CULPEPER
State	VA
Zip	22701-7364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	NALLE WOODS PLAT DB 332/340
Legal Subdivision	NALLES
Jurisdiction	CULPEPER VA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2010
Census Tract	930202

Owner

15446 Norman Rd is owned and occupied by an individual who bought it in January 2020.

Source: Culpeper County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	15446 NORMAN RD, CULPEPER, VA 22701-7364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 9, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PROSPERITY HOME MORTGAGE LLC
Aug 14, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jan 9, 2020	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020 · Amount on File
Deed Sale	Jan 9, 2020 · Amount on File
Prior Sale	Nov 3, 2005 · Amount on File
Deed Document Number	2020175
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Recording Date	Sep 16, 2026
Property Address	15446 NORMAN RD, CULPEPER, VA 22701-7364
Document Number	0000005075
Instrument Date	Sep 10, 2026
Instrument	20265075
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15446 NORMAN RD, CULPEPER, VA 22701-7364

Mortgage

Document Number	0000005075,
Date	Sep 16, 2026
Instrument	20265075

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	15446 NORMAN RD, CULPEPER, VA 22701-7364
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210010631
Date	Dec 9, 2021
Instrument	210010631

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	15446 NORMAN RD, CULPEPER, VA 22701-7364
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001743
Date	Feb 25, 2021
Instrument	210001743

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	15446 NORMAN RD, CULPEPER, VA 22701-7364
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240003531
Date	Aug 14, 2024
Instrument	240003531

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2064

Interest

Rate Type	Adjustable Rate
Rate	10.5%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Jan 9, 2020
Property Address	15446 NORMAN RD, CULPEPER, VA 22701-7364
Document Number	200000175
Instrument Date	Jan 8, 2020
Instrument	200000175
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15446 NORMAN RD, CULPEPER, VA 22701-7364

Mortgage

Document Number	200000176
Date	Jan 9, 2020
Instrument	200000176

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15446 Norman Rd was $2,341.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,341.00	$544,500 Land $135,200 Building $409,300	$544,500 Land $135,200 Building $409,300
2024	$2,341.00 (+4.32%)
2023	$2,244.00	$488,000 Land $100,200 Building $387,800	$488,000 Land $100,200 Building $387,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15446 Norman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15446 Norman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Norman Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures