15446 E 1800th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 15446 E 1800th Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,402 sqft · built 1974
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-27-034-051`

Property Details

APN / Parcel Number

Primary APN	`03-27-034-051`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	2,402 sqft Base Area
1st Floor Area	2,402 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Masonry / Concrete Block
Lot Area	40,511 sqft (0.93 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Granary	452 sqft
Pole Barn	1,920 sqft

Location & Zoning

Street Address	15446 E 1800TH AVE
City	EFFINGHAM
State	IL
Zip	62401-6997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SW 2855/345 2843/165 1394/125
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1082
Census Tract	950100

Owner

Source: Effingham County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15446 E 1800TH AVE, EFFINGHAM, IL 62401-6997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 2, 2012
Transfer Doc	2855/345
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15446 E 1800TH AVE, EFFINGHAM, IL 62401-6997
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15446 E 1800TH AVE, EFFINGHAM, IL 62401-6997

Mortgage

Document Number	3717/297
Date	Aug 24, 2021
Book Page	3717/297
Instrument	202121004279

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Aug 17, 2028

Interest

Rate	4.25%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15446 E 1800TH AVE, EFFINGHAM, IL 62401-6997
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15446 E 1800TH AVE, EFFINGHAM, IL 62401-6997

Mortgage

Document Number	3431/131
Date	Nov 27, 2018
Book Page	3431/131
Instrument	201801804932

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	89 Months
Due	Apr 17, 2026

Interest

Rate	5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,643.00 (+7.55%) Homeowner's exemption	$100,720 (+1%) Land $3,180 Building $97,540	$302,160 (+1%) Land $9,540 Building $292,620
2024	$4,317.00 (+24.45%)	$91,560 (+19.91%) Land $2,890 Building $88,670	$274,680 (+19.91%) Land $8,670 Building $266,010
2022	$3,469.00 Homeowner's exemption	$76,360 Land $2,410 Building $73,950	$229,080 Land $7,230 Building $221,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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