1544 Walnut Creek Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1544 Walnut Creek Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,971 sqft · built 1996
Lot Size0.247 acres (10,745 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (May 2022)
Tax Bill$6,338 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-04-26-021262-012-85

Property Details

APN / Parcel Number

Primary APN32-04-26-021262-012-85

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area2,971 sqft Living Area
Gross Area3,454 sqft
1st Floor Area2,387 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,745 sqft (0.247 acres)
Garage TypeAttached
Garage Area483 sqft
PorchFinished/Open Porch
Porch Area274 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1544 WALNUT CREEK DR
CityFLEMING ISLAND
StateFL
Zip32003-7424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 85 WALNUT CREEK AS REC OR 4604 PG 1021
Legal Range26E
Legal Township04S
Legal Section32
Legal SubdivisionWALNUT CREEK
Legal Lot Number85
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2009
Census Tract30705

Owner

1544 Walnut Creek Dr is owned and occupied by an individual who bought it in May 2022.

Source: Clay County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address1544 WALNUT CREEK DR, FLEMING ISLAND, FL 32003-7424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Nov 9, 2023Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
May 4, 2022Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2022 · Amount on File
Deed SaleMay 4, 2022 · Amount on File
Deed Document Number202228771
Deed Book / Page4604 / 1021
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Recording DateJul 31, 2026
Property Address1544 WALNUT CREEK DR, FLEMING ISLAND, FL 32003-7424
Document Number0000038081
Book / Page5072 / 258
Instrument DateJul 9, 2026
Instrument202638081
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 WALNUT CREEK DR, FLEMING ISLAND, FL 32003-7424

Mortgage

Document Number0000038081,
DateJul 31, 2026
Book Page5072/258
Instrument202638081
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term311 Months
DueJun 1, 2052
Interest
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1544 WALNUT CREEK DR, FLEMING ISLAND, FL 32003-7424
Transaction TypeMortgage
Record UpdatedDec 6, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 WALNUT CREEK DR, FLEMING ISLAND, FL 32003-7424

Mortgage

Document Number0047721284
DateNov 9, 2023
Book Page4772/1284
Instrument2023055810
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueJun 1, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMay 4, 2022
Property Address1544 WALNUT CREEK DR, FLEMING ISLAND, FL 32003-7424
Document Number0046041021
Book / Page4604 / 1021
Map ReferenceMB 28 PG 14-23
Instrument DateApr 29, 2022
Instrument2022028771
Transaction TypeTransfer
Record UpdatedMay 23, 2022
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,640.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10126 SKYLARK DR SE, 10126, HUNTSVILLE, AL 35803-2841

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 WALNUT CREEK DR, FLEMING ISLAND, FL 32003-7424

Mortgage

Document Number0046041023
DateMay 4, 2022
Instrument4604/1023
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1544 Walnut Creek Dr was $6,338 with a homeowner's exemption.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,338.00 Homeowner's exemption$455,752$486,437 Land $60,000 Building $426,437
2023$7,630.00 (+116.02%) Homeowner's exemption$471,105 (+115.77%) Land $60,000 Building $411,105$471,105 (+16.86%) Land $60,000 Building $411,105
2022$3,532.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$218,341$403,137 Land $45,000 Building $358,137

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1544 Walnut Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 72 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1544 Walnut Creek Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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