1544 Saint Lawrence Ct, Frederick, MD 21701 Property Records

Frederick County property record for 1544 Saint Lawrence Ct, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 1,640 sqft · built 1991
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Apr 2018)
Tax Bill	$5,713 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-172968`

Property Details

APN / Parcel Number

Primary APN	`02-172968`
Alternative APNs	`2172968` `172968`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,640 sqft Living Area
1st Floor Area	640 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	172968
Street Address	1544 SAINT LAWRENCE CT
City	FREDERICK
State	MD
Zip	21701-9150
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 43 PLAT 1 SEC 11 1600 SQ. FT. FREDERICKTOWNE VILL. PND
Legal Subdivision	FREDERICKTOWNE VILLAGE POND
Legal Lot Number	43
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1544 Saint Lawrence Ct, a townhouse, is owned and occupied by an individual who bought it in April 2018.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1544 SAINT LAWRENCE CT, FREDERICK, MD 21701-9150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · FHA Mortgage SEVERN SAVINGS BANK FSB
Apr 5, 2018	Grant Deed, Transfer · FHA Mortgage SEVERN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2018 · Amount on File
Deed Sale	Apr 5, 2018 · Amount on File
Prior Sale	May 21, 2015 · Amount on File
Deed Book / Page	12349 / 388
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1544 SAINT LAWRENCE CT, FREDERICK, MD 21701-9150
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	LAWYERS SIGNATURE SETMNTS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135130111
Date	Feb 6, 2020
Book Page	13513/0111

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 5, 2018
Property Address	1544 SAINT LAWRENCE CT, FREDERICK, MD 21701-9150
Document Number	0123490389
Book / Page	012349 / 000389
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1544 SAINT LAWRENCE CT FREDERICK MD 217019150, FREDERICK, MD 21701-9150

Mortgage

Document Number	123490395
Date	Apr 5, 2018
Book Page	012349/000395

Lender

Name	SEVERN SVGS BK
Type	Federal Savings Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1544 Saint Lawrence Ct was $5,713.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,033	$340,700 Land $105,000 Building $235,700
2025	$5,713.00
2023	$4,639.00	$253,200	$308,200 Land $90,000 Building $218,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1544 Saint Lawrence Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1544 Saint Lawrence Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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