1544 Rye Rd, Mount Holly, NC 28120 Property Records

Gaston County property record for 1544 Rye Rd, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,379 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$401,500 (Feb 2022)
Tax Bill	$3,970 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`305415`

Property Details

APN / Parcel Number

Primary APN	`305415`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,379 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	1544 RYE RD
City	MOUNT HOLLY
State	NC
Zip	28120-0376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT KENDRICK FARM LOT 13 PLAT BOOK 093 PAGE 113
Legal Subdivision	ENCLAVE AT KENDRICK FARM
Legal Lot Number	13
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1001
Census Tract	30206

Owner

1544 Rye Rd is owned and occupied by an individual who bought it in February 2022.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1544 RYE RD, MOUNT HOLLY, NC 28120-0376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 4, 2021	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
Feb 23, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Prior Sale	Oct 4, 2021 · Amount on File
Deed Book / Page	5314 / 589
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Jun 3, 2026
Property Address	1544 RYE RD, MOUNT HOLLY, NC 28120-0376
Document Number	5645000232
Book / Page	5645 / 232
Instrument Date	May 22, 2026
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5645000232,
Date	Jun 3, 2026
Book Page	5645/232

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 22, 2056

Interest

Rate	6.23%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1544 RYE RD, MOUNT HOLLY, NC 28120-0376
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052722262
Date	Oct 4, 2021
Book Page	5272/2262

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32801

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 23, 2022
Property Address	1544 RYE RD, MOUNT HOLLY, NC 28120-0376
Document Number	0053140589
Book / Page	5314 / 589
Map Reference	MB 93 PG 113
Instrument Date	Feb 23, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2022
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 RYE ROAD, MOUNT HOLLY, NC 28120-0376

Mortgage

Document Number	0005314591
Date	Feb 23, 2022
Instrument	5314/591

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1544 Rye Rd was $3,970.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Mount Holly City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,970.00	$395,440 Land $35,000 Building $360,440
2023	$4,013.00	$395,440 Land $35,000 Building $360,440
2021			$24,000 Land $24,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1544 Rye Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1544 Rye Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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