1544 Royer St, Des Moines, IA 50316 Property Records

Polk County property record for 1544 Royer St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 878 sqft · built 1918
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Jun 2026)
Tax Bill	$2,276 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`110/05788-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/05788-000-000`
Alternative APN	`792425351026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	878 sqft Living Area
Gross Area	1,538 sqft
1st Floor Area	878 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Bungalow
Exterior Material	Asbestos
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1544 ROYER ST
City	DES MOINES
State	IA
Zip	50316-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX N 18.78F- LOT 25 VAN VLIET MEADOWS
Legal Subdivision	VAN VLIET MEADOWS
Legal Lot Number	25
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4006
Census Tract	300

Owner

Source: Polk County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1544 ROYER ST, DES MOINES, IA 50316-1651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FINANCE CORP
Oct 3, 2022	Deed of Trust, Mortgage NEIGHBORHOOD FINANCE CORP
Jun 3, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jun 8, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Feb 28, 2017	Deed with Mortgage, Transfer · Conventional with PMI K H PARTNERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Jun 8, 2020 · Amount on Record
Deed Document Number	202632701
Deed Book / Page	20540 / 964
Prior Transfer Date	Jan 30, 1997
Prior Transfer Doc	0000053586
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1544 ROYER ST, DES MOINES, IA 50316-1651
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 ROVER STREET, DES MOINES, IA 50316-1651
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076838
Date	Oct 3, 2022
Book Page	19283/172
Instrument	2022-00076838

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 27, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1544 ROYER ST, DES MOINES, IA 50316-1651
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 ROVE STREET, DES MOINES, IA 50316
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076837
Date	Oct 3, 2022
Book Page	19283/166
Instrument	2022-00076837

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 3, 2026
Property Address	1544 ROYER ST, DES MOINES, IA 50316-1651
Document Number	0000032701
Book / Page	20540 / 964
Instrument Date	May 21, 2026
Instrument	202632701
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$30,946.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1544 ROYER ST, DES MOINES, IA 50316-1651

Mortgage

Document Number	0000032702,
Date	Jun 3, 2026
Instrument	202632702

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	0000032703,
Date	Jun 3, 2026
Book Page	20540/982
Instrument	202632703

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 8, 2020
Property Address	1544 ROYER ST, DES MOINES, IA 50316-1651
Document Number	201900105371
Book / Page	17875 / 771
Instrument Date	Jun 4, 2020
Instrument	2019-00105371
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 ROYER ST, DES MOINES, IA 50316-1651

Mortgage

Document Number	201900105373
Date	Jun 8, 2020
Instrument	2019-00105373

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	POLK IA
Recording Date	Feb 28, 2017
Property Address	1544 ROYER ST, DES MOINES, IA 50316-1651
Book / Page	016389 / 000286
Instrument Date	Feb 27, 2017
Instrument	72669
Transaction Type	Transfer
Record Updated	Apr 12, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 ROYER ST DES MOINES IA 503161651, DES MOINES, IA 50316-1651

Mortgage

Document Number	0000072669
Date	Feb 28, 2017
Book Page	016389/000286
Instrument	72669

Lender

Name	K H PARTNERS
Address	532 29TH ST # A, DES MOINES, IA 50312-4024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2032

Interest

Rate	6%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,276.00 (+14.95%)	$195,100 (+22.24%) Land $26,000 Building $169,100	$195,100 (+22.24%) Land $26,000 Building $169,100
2024	$1,980.00 (+34.69%)
2023		$159,600 Land $22,700 Building $136,900	$159,600 Land $22,700 Building $136,900
2020	$1,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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