1544 Ridgewood Dr, Martinez, CA 94553 Property Records

Contra Costa County property record for 1544 Ridgewood Dr, Martinez, CA 94553

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,703 sqft · built 1978
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Jul 2006)
Tax Bill	$9,992 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-343-001-4`

Property Details

APN / Parcel Number

Primary APN	`161-343-001-4`
Alternative APN	`161-343-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
1st Floor Area	1,703 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1544 RIDGEWOOD DR
City	MARTINEZ
State	CA
Zip	94553-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	T05056 L0024 B
Legal Subdivision	SUBDIVISION 5056
Legal Tract	05056
Legal Lot Number	24
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3005
Census Tract	320004

Owner

1544 Ridgewood Dr is owned and occupied by two individuals who bought it in July 2006.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1544 RIDGEWOOD DR, MARTINEZ, CA 94553-4224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jun 9, 2017	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2006 · Amount on File
Deed Sale	Jul 19, 2006 · Amount on File
Deed Document Number	2006227567
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1544 RIDGEWOOD DR, MARTINEZ, CA 94553-4224
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TTL OF CA INC SAN DI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145447
Date	Jul 21, 2020
Instrument	2020-145447

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1544 RIDGEWOOD DR, MARTINEZ, CA 94553-4224
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107738
Date	Jun 16, 2017
Instrument	2017-107738

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1544 RIDGEWOOD DR, MARTINEZ, CA 94553-4224
Document Number	0000107737
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1544 RIDGEWOOD DR MARTINEZ CA 945534224, MARTINEZ, CA 94553-4224

Mortgage

Document Number	0000107737
Date	Jun 16, 2017
Instrument	107737

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1544 Ridgewood Dr was $9,992 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Martinez City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$807,165 (+2%) Land $478,297 Building $328,868
2025	$9,992.00 Homeowner's exemption	$791,339 Land $468,919 Building $322,420
2023	$9,556.00 (+1.56%) Homeowner's exemption	$760,612 Land $450,711 Building $309,901
2022	$9,409.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1544 Ridgewood Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Oct 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1544 Ridgewood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband, T-Mobile.

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