1544 Raintree Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1544 Raintree Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 924 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Oct 2020)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-216.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-216.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	924 sqft Finished Area
Gross Area	1,024 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1544 RAINTREE CT
City	ELSMERE
State	KY
Zip	41018-1868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II SEC 10 LOT 216
Legal Subdivision	RIPPLE CREEK II
Legal Phase	10
Legal Lot Number	216
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

1544 Raintree Ct is owned and occupied by an individual who bought it in October 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1544 RAINTREE CT, ELSMERE, KY 41018-1868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Sep 30, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Mar 23, 2015 · Amount on File
Deed Document Number	20205900136
Deed Book / Page	47 / 199
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 5, 2020
Property Address	1544 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number	0000000136
Book / Page	000047 / 000199
Instrument Date	Sep 30, 2020
Instrument	136
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 RAINTREE CT ELSMERE KY 410181868, ELSMERE, KY 41018-1868

Mortgage

Document Number	137
Date	Oct 5, 2020
Book Page	00M106/000861
Instrument	137

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1544 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number	0000000137
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 RAINTREE CT ELSMERE KY 410181868, ELSMERE, KY 41018-1868

Mortgage

Document Number	0000000137
Date	Oct 5, 2020
Book Page	00M106/000861
Instrument	137

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1544 Raintree Ct was $2,802.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,500 (-) Land $25,000 Building $159,500	$184,500 (-) Land $25,000 Building $159,500
2025	$2,802.00	$184,500 Land $25,000 Building $159,500	$184,500 Land $25,000 Building $159,500
2023	$2,765.00	$184,500 Land $25,000 Building $159,500	$184,500 Land $25,000 Building $159,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1544 Raintree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1544 Raintree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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