1544 Natchez Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1544 Natchez Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,412 sqft · built 1997
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$239,400 (Aug 2024)
Tax Bill	$1,531 (2025)
Deeds & Mortgages	Aug 2024 Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-006-001.18`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-006-001.18`
Alternative APN	`1810120 00600118`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,412 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	1,412 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	117 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	36 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1544 NATCHEZ DR
City	FESTUS
State	MO
Zip	63028-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	WEST VISTA 2 LOT 14
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	WEST VISTA 2
Legal Block	3
Legal Lot Number	14
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3056
Census Tract	700900

Owner

1544 Natchez Dr is owned by two individuals who bought it in August 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2401 HIDDEN CREEK CIR, SEBRING, FL 33870-1823
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2024	Warranty Deed, Transfer · Conventional Mortgage CEFCU
May 11, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	Oct 3, 1997 · Amount on File
Deed Document Number	202420402
Prior Transfer Date	May 3, 2023
Prior Transfer Doc	0000011274
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 19, 2024
Property Address	1544 NATCHEZ DR, FESTUS, MO 63028-2353
Document Number	0000020402
Map Reference	MB 145 PG 1
Instrument Date	Aug 14, 2024
Instrument	2024R-020402
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2824 NICOLE LN, FESTUS, MO 63028-4705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 HIDDEN CREEK CIR, SEBRING, FL 33870-1823

Mortgage

Document Number	0000020403
Date	Aug 19, 2024
Instrument	2024R-020403

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

May 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 11, 2023
Property Address	1544 NATCHEZ DR, FESTUS, MO 63028-2353
Document Number	0000011274
Map Reference	MB 145 PG 1
Instrument Date	May 3, 2023
Instrument	2023R-011274
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1544 NATCHEZ DR, FESTUS, MO 63028-2353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 NICOLE LN, FESTUS, MO 63028-4705

Tax Assessment & Valuation

The 2025 property tax bill for 1544 Natchez Dr was $1,531.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,900 (-) Land $3,600 Building $24,300	$146,700 Land $19,000 Building $127,700
2025	$1,531.00	$27,900 Land $3,600 Building $24,300
2024			$146,700 (+8.27%) Land $19,000 Building $127,700
2023	$1,447.00	$25,700 (-) Land $3,600 Building $22,100	$135,500 Land $19,000 Building $116,500
2022	$1,447.00	$25,700 Land $3,600 Building $22,100
2021			$135,500 Land $19,000 Building $116,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1544 Natchez Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1544 Natchez Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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