Kershaw County property record for 1544 Lake Rd, Ridgeway, SC 29130
| Property Type | Single Family Home |
|---|---|
| Details | 7,470 sqft · built 2008 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,769 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Sep 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 194-01-03-001 |
| Primary APN | 194-01-03-001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 7,470 sqft Gross Area |
| Basement Area | 3,270 sqft |
| Unfinished Basement | 3,270 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Porch | Porch |
| Porch Area | 930 sqft |
| Account Number | 11010 |
|---|---|
| Street Address | 1544 LAKE RD |
| City | RIDGEWAY |
| State | SC |
| Zip | 29130-9655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 2523-162 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 970401 |
Source: Kershaw County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1544 LAKE RD, RIDGEWAY, SC 29130-9655 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Jan 27, 2026 | Intrafamily Transfer, Transfer |
| Sep 6, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2009 |
| Deed Sale | May 20, 2009 |
| Prior Sale | Apr 13, 2000 · Amount on Record |
| Deed Book / Page | 2523 / 162 |
| Last Transfer Date | Jan 22, 2026 |
| Transfer Doc | 0002026757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 27, 2026 |
| Property Address | 1544 LAKE RD, RIDGEWAY, SC 29130-9655 |
| Document Number | 0002026757 |
| Book / Page | 5514 / 38 |
| Map Reference | MB 36 PG 640 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2026-757 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1544 LAKE RD, RIDGEWAY, SC 29130-9655 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1544 LAKE RD, RIDGEWAY, SC 29130-9655 |
| Document Number | 0000007175 |
| Instrument Date | Sep 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1544 LAKE RD RIDGEWAY SC 291309655, RIDGEWAY, SC 29130-9655 |
| Document Number | 0000007175 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 003916/000231 |
| Instrument | 7175 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 10, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,769.00 (-0.65%) | $498,800 (-) Land $180,700 Building $318,100 | $498,800 (-) |
| 2023 | $2,787.00 | $498,800 Land $180,700 Building $318,100 | $498,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
5G (outdoors only) and 4G LTE
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