1544 E Harding Way, Stockton, CA 95205 Property Records

San Joaquin County property record for 1544 E Harding Way, Stockton, CA 95205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 970 sqft · built 1940
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Aug 2026)
Tax Bill	$912 (2026)
Deeds & Mortgages	Aug 2026 Transfer Aug 2026 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`117-310-050-000`

Property Details

APN / Parcel Number

Primary APN	`117-310-050-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	970 sqft Living Area
1st Floor Area	970 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Lot Area	5,600 sqft (0.129 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1544 E HARDING WAY
City	STOCKTON
State	CA
Zip	95205-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM MAP B MAP C3 43 BLK 1 LOT 6
Legal Subdivision	ELM TR MAP B
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	1
Census Block	1013
Census Tract	1600

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1544 E HARDING WAY, STOCKTON, CA 95205-3704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Aug 24, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Dec 12, 2013 · Amount on Record
Deed Document Number	202677011
Prior Transfer Date	Aug 20, 2026
Prior Transfer Doc	0000077012
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 24, 2026
Property Address	1544 E HARDING WAY, STOCKTON, CA 95205-3704
Document Number	0000077012
Instrument Date	Aug 20, 2026
Instrument	202677012
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1544 E HARDING WAY, STOCKTON, CA 95205-3704

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 24, 2026
Property Address	1544 E HARDING WAY, STOCKTON, CA 95205-3704
Document Number	0000077011
Instrument Date	Aug 20, 2026
Instrument	202677011
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33,218.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1544 E HARDING WAY, STOCKTON, CA 95205-3704

Mortgage

Document Number	0000077013,
Date	Aug 24, 2026
Instrument	202677013

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000077014,
Date	Aug 24, 2026
Instrument	202677014

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$912.00 (+2.7%)
2025	$888.00 (+4.1%)	$67,415 (+4.04%) Land $18,384 Building $49,031
2023	$853.00 (+5.05%)	$64,799 Land $17,671 Building $47,128	$260,460
2022	$812.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave, Verizon.

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