1544 Black Bear Ave, Lake Placid, FL 33852 Property Records

Highlands County property record for 1544 Black Bear Ave, Lake Placid, FL 33852

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,121 sqft · built 1989
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Oct 2023)
Tax Bill	$2,366 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-29-36-30-040-0000-1890`

Property Details

APN / Parcel Number

Primary APN	`C-29-36-30-040-0000-1890`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,121 sqft Living Area
1st Floor Area	903 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	364 sqft
Driveway	Driveway
Driveway Area	380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	168 sqft
Pool House	168 sqft
Porch	Finished/Screened Porch
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1544 BLACK BEAR AVE
City	LAKE PLACID
State	FL
Zip	33852-8576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SYLVAN SHORES EST SEC D PB 7-PG 13 LOT 189
Legal Range	30E
Legal Township	36S
Legal Section	29
Legal Subdivision	SYLVAN SHORES EST
Legal Lot Number	189
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	3
Census Block	3020
Census Tract	961500

Owner

1544 Black Bear Ave is owned and occupied by an individual who bought it in October 2023.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1544 BLACK BEAR AVE, LAKE PLACID, FL 33852-8576
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Oct 9, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2023	Warranty Deed, Transfer LP TITLE COMPANY
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Feb 6, 2017	Warranty Deed, Transfer · Conventional Mortgage F&B ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2023 · Amount on File
Deed Sale	Oct 9, 2023 · Amount on File
Prior Sale	Apr 5, 2023 · Amount on File
Deed Document Number	2172720
Deed Book / Page	3003 / 60
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1544 BLACK BEAR AVE, LAKE PLACID, FL 33852-8576
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 BLACK BEAR AVE, LAKE PLACID, FL 33852-8576

Mortgage

Document Number	0002288253
Date	Nov 19, 2025
Book Page	3157/1470
Instrument	2288253

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 9, 2023
Property Address	1544 BLACK BEAR AVE, LAKE PLACID, FL 33852-8576
Document Number	0002172720
Book / Page	3003 / 60
Map Reference	MB 7 PG 13
Instrument Date	Oct 5, 2023
Instrument	2172720
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 CHURCHILL ST, LAKE PLACID, FL 33852-5889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 TWIN LAKES RD, LAKE PLACID, FL 33852-8973

Mortgage

Document Number	0000300362
Date	Oct 9, 2023
Instrument	3003/62

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 5, 2023
Property Address	1544 BLACK BEAR AVE, LAKE PLACID, FL 33852-8576
Document Number	0002144437
Book / Page	2966 / 943
Map Reference	MB 7 PG 13
Instrument Date	Mar 31, 2023
Instrument	2144437
Transaction Type	Transfer
Record Updated	Apr 20, 2023
Title Company	LP TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1544 BLACK BEAR AVE, LAKE PLACID, FL 33852-8576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 CHURCHILL ST, LAKE PLACID, FL 33852-5889

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 5, 2021
Property Address	1544 BLACK BEAR AVE, LAKE PLACID, FL 33852-8576
Document Number	0002022437
Book / Page	2806 / 1637
Map Reference	MB 7 PG 13
Instrument Date	Feb 24, 2021
Instrument	2022437
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 BLACK BEAR AVE, LAKE PLACID, FL 33852-8576

Mortgage

Document Number	0028061639
Date	Mar 5, 2021
Instrument	2806/1639

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 6, 2017
Property Address	1544 BLACK BEAR AVE, LAKE PLACID, FL 33852-8576
Document Number	0001841355
Book / Page	002564 / 001835
Instrument Date	Feb 3, 2017
Instrument	1841355
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 BLACK BEAR AVE LAKE PLACID FL 338528576, LAKE PLACID, FL 33852-8576

Mortgage

Document Number	1841356
Date	Feb 6, 2017
Book Page	002564/001837
Instrument	1841356

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2032

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$160,936 Land $11,000 Building $149,936	$160,936 Land $11,000 Building $149,936
2024	$2,366.00 (+55.66%)
2023	$1,520.00 (+5.12%) Homeowner's exemption	$130,867 (+5.65%)	$142,119 (+14.73%) Land $9,000 Building $133,119
2022	$1,446.00 Homeowner's exemption	$123,870 Land $6,000 Building $117,870	$123,870 Land $6,000 Building $117,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1544 Black Bear Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1544 Black Bear Ave is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LAKE PLACID serves 2,671 people · EPA ID FL6280286
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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