1544 Ave Merida, Chula Vista, CA 91913 Property Records

San Diego County property record for 1544 Ave Merida, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,694 sqft · built 2010
Lot Size4.74 acres (206,655 sqft)
OwnerIndividual Name on File
Last Sale$545,000 (Jul 2020)
Tax Bill$10,564 (2025)
Deeds & MortgagesJul 2017 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN644-310-20-04

Property Details

APN / Parcel Number

Primary APN644-310-20-04

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,694 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area206,655 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1544 AVENIDA MERIDA
CityCHULA VISTA
StateCA
Zip91913-2507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC15RM1
Legal DescriptionLOT 2 US 80PER DOC10-0660519&UND INT IN PHASE MODULE 5 IN TR 015786
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract015786
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1026
Census Tract13317

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1544 AVENIDA MERIDA, CHULA VISTA, CA 91913-2507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2017Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 6, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 13, 2020Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2020 · Amount on File
Deed SaleJul 13, 2020 · Amount on File
Prior SaleApr 30, 2013 · Amount on File
Deed Document Number2020373605
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1544 AVENIDA MERIDA, CHULA VISTA, CA 91913-2507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000333927
DateJul 25, 2017
Instrument2017-0333927
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term350 Months
DueSep 1, 2046

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1544 AVENIDA MERIDA, CHULA VISTA, CA 91913-2507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000229250
DateMay 6, 2020
Instrument2020-0229250
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term316 Months
DueSep 1, 2046

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 13, 2020
Property Address1544 AVENIDA MERIDA, CHULA VISTA, CA 91913-2507
Document Number0000373605
Instrument DateJul 2, 2020
Instrument373605
Transaction TypeTransfer
Record UpdatedJul 23, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 AVENIDA MERIDA CHULA VISTA CA 919132507, CHULA VISTA, CA 91913-2507

Mortgage

Document Number373606
DateJul 13, 2020
Instrument373606
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 12, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$601,719 (+2%) Land $200,568 Building $401,151
2025$10,564.00 (+9.02%) Homeowner's exemption$589,922 (+4.04%) Land $196,636 Building $393,286
2023$9,690.00 (+4.22%) Homeowner's exemption$567,016 Land $189,001 Building $378,015
2022$9,298.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks.

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