St. Croix County property record for 1544 78th Ave, Roberts, WI 54023
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.27 acres (142,441 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $347,000 (May 2017) |
| Tax Bill | $6,564 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-2011-89-000 |
| Primary APN | 018-2011-89-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 142,441 sqft (3.27 acres) |
|---|
| Street Address | 1544 78TH AVE |
|---|---|
| City | ROBERTS |
| State | WI |
| Zip | 54023-5020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 30 T29N R17W PT NE NW BEING EMERALD ACRES 1ST ADDN COUNTY PLAT LOTS 55, 56, 57, & 58; NKA CSM 24-5650 LOT 89 (3.270AC) |
| Legal Range | 17W |
| Legal Township | 29N |
| Legal Section | 30 |
| Legal Subdivision | EMERALD ACRES |
| Legal Lot Number | 55-58 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | HAMMOND |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 121000 |
1544 78th Ave is owned and occupied by two individuals who bought it in May 2017.
Source: St. Croix County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1544 78TH AVE, ROBERTS, WI 54023-5020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2017 · Amount on File |
| Deed Sale | May 3, 2017 · Amount on File |
| Prior Sale | Sep 2, 2014 · Amount on File |
| Deed Document Number | 20171047082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1544 78TH AVE, ROBERTS, WI 54023-5020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001134017 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 1134017 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.38% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1544 78TH AVE, ROBERTS, WI 54023-5020 |
| Document Number | 0001107399 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1544 78TH AVE ROBERTS WI 540235020, ROBERTS, WI 54023-5020 |
| Document Number | 0001107399 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 1107399 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1544 78TH AVE, ROBERTS, WI 54023-5020 |
| Document Number | 0001083406 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1544 78TH AVE ROBERTS WI 540235020, ROBERTS, WI 54023-5020 |
| Document Number | 0001083406 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 1083406 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | May 3, 2017 |
| Property Address | 1544 78TH AVE, ROBERTS, WI 54023-5020 |
| Document Number | 0001047082 |
| Instrument Date | May 1, 2017 |
| Instrument | 1047082 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | TITLE ONE PREMIER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,041.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001047083 |
|---|---|
| Date | May 3, 2017 |
| Instrument | 1047083 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2026 property tax bill for 1544 78th Ave was $6,564 with a homeowner's exemption, up % from the year before.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Hammond Town |
| Unified School District | St. Croix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,564.00 (+0.02%) Homeowner's exemption | ||
| 2025 | $6,563.00 Homeowner's exemption | $550,500 Land $52,100 Building $498,400 | $550,500 Land $52,100 Building $498,400 |
| 2023 | $6,321.00 Homeowner's exemption | $550,500 Land $52,100 Building $498,400 | $550,500 Land $52,100 Building $498,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1544 78th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2014–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1544 78th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Midco Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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