Sherburne County property record for 1544 12th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.162 acres (7,086 sqft) |
| Owner | Company Name on File |
| Last Sale | $139,400 (May 2026) |
| Tax Bill | $3,850 (2025) |
| Deeds & Mortgages | May 2026 Sale Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-412-1140 |
| Primary APN | 85-412-1140 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,086 sqft (0.162 acres) |
|---|
| Street Address | 1544 12TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9, BLK 111 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | EAST ST. CLOUD - BLKS OVER 99 |
| Legal Block | 111 |
| Legal Lot Number | 9 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 31500 |
Source: Sherburne County assessment roll, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1544 12TH AVE SE, SAINT CLOUD, MN 56304-2216 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 19, 2026 | Sheriff's Deed, Transfer |
| Nov 21, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Nov 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Prior Sale | Oct 28, 2022 · Amount on Record |
| Deed Document Number | 2026997721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | May 19, 2026 |
| Property Address | 1544 12TH AVE SE, SAINT CLOUD, MN 56304-2216 |
| Document Number | 0000997721 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026997721 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $46,462.02 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Nov 21, 2022 |
| Property Address | 1544 12TH AVE SE, SAINT CLOUD, MN 56304-2216 |
| Document Number | 0000951180 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 951180 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1544 12TH AVE SE, SAINT CLOUD, MN 56304-2216 |
| Document Number | 0000951181 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 951181 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Nov 21, 2022 |
| Property Address | 1544 12TH AVE SE, SAINT CLOUD, MN 56304-2216 |
| Document Number | 0000951179 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 951179 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1544 12TH AVE SE, SAINT CLOUD, MN 56304-2216 |
Source: Sherburne County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,700 (-) Land $40,000 Building $150,700 | $190,700 (-) Land $40,000 Building $150,700 | |
| 2025 | $3,850.00 (+95.43%) | $190,700 (-) Land $40,000 Building $150,700 | $190,700 (-) Land $40,000 Building $150,700 |
| 2023 | $1,970.00 | $190,700 Land $30,000 Building $160,700 | |
| 2021 | $190,700 Land $30,000 Building $160,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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