15438 S James St, Plainfield, IL 60544 Property Records

Will County property record for 15438 S James St, Plainfield, IL 60544

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,149 sqft · built 1946
Lot Size	1.83 acres (79,552 sqft)
Owner	Individual Name on File
Tax Bill	$10,178 (2025)
Deeds & Mortgages	May 2024 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`06-03-16-207-022`

Property Details

APN / Parcel Number

Primary APN	`06-03-16-207-022`
Alternative APN	`03162070220000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,149 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Brick/Stone
Roof Material	Shingle
Lot Area	79,552 sqft (1.83 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	15438 S JAMES ST
City	PLAINFIELD
State	IL
Zip	60544-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 IN CG LEKANDERS SUB, A SUB OF PRT OF THE NE1/4 SEC 16 T36N R9E.
Legal Range	09E
Legal Township	36N
Legal Section	16
Legal Subdivision	CG LEKANDERS SUB
Legal Lot Number	12
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1003
Census Tract	880422

Owner

15438 S James St is owned and occupied by an individual who acquired it in October 2022.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	15438 S JAMES ST, PLAINFIELD, IL 60544-2150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Feb 24, 2022	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 17, 2022
Transfer Doc	0000077238
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	15438 S JAMES ST, PLAINFIELD, IL 60544-2150
Transaction Type	Mortgage
Record Updated	May 21, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15438 S JAMES ST, PLAINFIELD, IL 60544-2150

Mortgage

Document Number	0000022306
Date	May 9, 2024
Instrument	R2024022306

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Interest

Rate	6.25%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Oct 24, 2022
Property Address	15438 S JAMES ST, PLAINFIELD, IL 60544-2150
Document Number	0000077238
Map Reference	DOC 616805
Instrument Date	Oct 17, 2022
Instrument	R2022077238
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15438 S JAMES ST, PLAINFIELD, IL 60544-2150

Mortgage

Document Number	0000077239
Date	Oct 24, 2022
Instrument	R2022077239

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate	5.62%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Feb 24, 2022
Property Address	15438 S JAMES ST, PLAINFIELD, IL 60544-2150
Document Number	0000017288
Map Reference	DOC 616805
Instrument Date	Feb 16, 2022
Instrument	R2022017288
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15438 S JAMES ST, PLAINFIELD, IL 60544-2150

Tax Assessment & Valuation

The 2025 property tax bill for 15438 S James St was $10,178.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,178.00	$152,725 (+8.45%) Land $55,889 Building $96,836	$458,175 (+8.45%) Land $167,667 Building $290,508
2024		$140,825 Land $51,534 Building $89,291	$422,475 Land $154,602 Building $267,873
2022	$8,639.00 Homeowner's exemption Senior Citizen's exemption	$117,437 Land $42,975 Building $74,462	$352,311 Land $128,925 Building $223,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15438 S James St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	9 (1996–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15438 S James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications, Watch TV.

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