15434 Ridge Rd, Gravette, AR 72736 Property Records

Benton County property record for 15434 Ridge Rd, Gravette, AR 72736

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 2012
Lot Size	4.41 acres (192,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,476 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-04346-000`

Property Details

APN / Parcel Number

Primary APN	`15-04346-000`
Alternative APNs	`52048.0` `52048`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	192,100 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15434 RIDGE RD
City	GRAVETTE
State	AR
Zip	72736-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT K-21
Legal Range	32
Legal Township	20
Legal Section	22
Legal Subdivision	LISTENING HILLS-RURBAN
Legal Lot Number	2
Jurisdiction	BENTON AR
Township / Civil Division	11
Census Block Group	1
Census Block	1030
Census Tract	20905

Owner

15434 Ridge Rd is owned and occupied by two individuals who acquired it in October 2024.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15434 RIDGE RD, GRAVETTE, AR 72736-9344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT
Jan 24, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 11, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 13, 2020	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2024
Deed Sale	Oct 10, 2024
Prior Sale	Oct 11, 2022 · Amount on File
Deed Document Number	202454425
Transfer Doc	0000000000
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Recording Date	Apr 16, 2026
Property Address	15434 RIDGE RD, GRAVETTE, AR 72736-9344
Document Number	0000021041
Instrument Date	Apr 7, 2026
Instrument	202621041
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	15434 RIDGE RD, GRAVETTE, AR 72736-9344

Mortgage

Document Number	0000021041,
Date	Apr 16, 2026
Instrument	202621041

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	15434 RIDGE RD, GRAVETTE, AR 72736-9344
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202403408
Date	Jan 24, 2024
Instrument	L202403408

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Oct 11, 2022
Property Address	15434 RIDGE RD, GRAVETTE, AR 72736-9344
Document Number	L202265110
Map Reference	PL K PG 21
Instrument Date	Oct 6, 2022
Instrument	L202265110
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15434 RIDGE RD, GRAVETTE, AR 72736-9344

Mortgage

Document Number	L202265111
Date	Oct 11, 2022
Instrument	L202265111

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	May 13, 2020
Property Address	15434 RIDGE RD, GRAVETTE, AR 72736-9344
Document Number	0000026928
Instrument Date	May 12, 2020
Instrument	26928
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15434 RIDGE RD GRAVETTE AR 727369344, GRAVETTE, AR 72736-9344

Mortgage

Document Number	26929
Date	May 13, 2020
Instrument	26929

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 15434 Ridge Rd was $2,476, up 9.1% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Unified School District	Gravette School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,476.00 (+9.07%)	$62,240 (-) Land $24,696 Building $37,544	$311,200 (-) Land $123,480 Building $187,720
2025	$2,270.00	$62,240 Land $24,696 Building $37,544	$311,200 (-) Land $123,480 Building $187,720
2024			$311,200 (+50.02%) Land $123,480 Building $187,720
2023	$1,837.00	$41,487 Land $14,994 Building $26,493	$207,435 Land $74,970 Building $132,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15434 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15434 Ridge Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 85% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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