15432 E Ray Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 15432 E Ray Rd, Gilbert, AZ 85296 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1987
Square Footage2,504 sqft Living Area
Lot Size98,489 sqft (2.26 acres)
Last Sale$520,000 (2018)
Tax Bill$3,669.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-26-059C

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Building Area2,504 sqft Living Area
1st Floor2,504 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1987
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area98,489 sqft (2.26 acres)
Parking Spaces2 Parking Spaces
Patio Area382 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address15432 E RAY RD
CityGILBERT
StateAZ
Zip85296-4405
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR SEC TH E 1650.0F TH N 479.04F TO SE LN EASTERN CAN TH N 38D 22M E ALG SD CAN 182.77F TPOB TH CONT N 38D 22M E 680F
Legal Range06E
Legal Township01S
Legal Section21
Legal QuarterSE
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup1
Census Block1018
Census Tract814600

Owner

Source: Maricopa County records · APN 304-26-059C

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address1024 E STOTTLER CT, GILBERT, AZ 85296-3619
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Oct 10, 2018Deed of Trust, Mortgage · Line of Credit
WASHINGTON FEDERAL NA
Jul 09, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 01, 2018Deed of Trust, Mortgage
WASHINGTON FED'L SVGS
Mar 01, 2018Deed of Trust, Mortgage
WASHINGTON FED'L SVGS
Mar 01, 2018Warranty Deed, Transfer · Conventional Mortgage
WASHINGTON FEDERAL NA
Mar 30, 2018Re-recorded Document · Building or Construction Mortgage
WASHINGTON FEDERAL NA
Apr 10, 2018Re-recorded Document · Conventional Mortgage
WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMar 01, 2018 · Amount on Record
Deed SaleMar 01, 2018 · Amount on Record
Prior SaleMar 01, 2018 · Amount on Record
Deed Doc Number0000159178
Last Transfer DateMar 19, 2025
Transfer Doc0000148305
Record RefreshedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address15432 E RAY RD, GILBERT, AZ 85296-4405
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyCOVENANT TITLE AGENCY, COVENANT TITLE AGENCY AZ

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000336668
DateApr 20, 2020
Instrument20200336668
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
AddressGILBERT, AZ 85297
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2035

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address15432 E RAY RD, GILBERT, AZ 85296-4405
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyDRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000758811
DateOct 10, 2018
Instrument20180758811
Lender
NameWASHINGTON FEDERAL NA
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address15432 E RAY RD, GILBERT, AZ 85296-4405
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000609190
DateJul 09, 2020
Instrument20200609190
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 19, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address15432 E RAY RD, GILBERT, AZ 85296-4405
Document Number0000243495
Instrument DateMar 01, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyENCORE TITLE AGENCY, ENCORE TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2282 E SAN TAN DR GILBERT AZ 852963911, GILBERT, AZ 85296-3911

Mortgage

Document Number0000243495
DateMar 30, 2018
Instrument243495
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank (FSB)
AddressSEATTLE, WA 98101
Agreement
AmountAmount Recorded
Term360 Months
DueMar 29, 2048

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address15432 E RAY RD, GILBERT, AZ 85296-4405
Document Number0000267432
Instrument DateMar 01, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyENCORE TITLE AGENCY, ENCORE TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2282 E SAN TAN DR GILBERT AZ 852963911, GILBERT, AZ 85296-3911

Mortgage

Document Number0000267432
DateApr 10, 2018
Instrument267432
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank (FSB)
AddressSEATTLE, WA 98101
Agreement
AmountAmount Recorded
Term360 Months
DueApr 09, 2048

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 01, 2018
Property Address15432 E RAY RD, GILBERT, AZ 85296-4405
Document Number0000159178
Instrument DateFeb 27, 2018
Instrument20180159178
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanySENIOR TITLE AGENCY LLC, ENCORE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address15432 E RAY RD, 15432, GILBERT, AZ 85296-4405

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address15432 E RAY RD, GILBERT, AZ 85296-4405

Mortgage

Document Number0000159179
DateMar 01, 2018
Instrument20180159179
Lender
NameWASHINGTON FEDERAL NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

March 2018: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMARICOPA AZ
Recording DateMar 30, 2018
Property Address15432 E RAY RD, GILBERT, AZ 85296-4405
Document Number0000243494
Instrument DateFeb 27, 2018
Instrument20180243494
Record UpdatedSep 14, 2021
Title CompanySENIOR TITLE AGENCY LLC, ENCORE TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address15432 E RAY RD, 15432, GILBERT, AZ 85296-4405

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address15432 E RAY RD, GILBERT, AZ 85296-4405

Mortgage

Document Number0000243495
DateMar 30, 2018
Instrument20180243495
Lender
NameWASHINGTON FEDERAL NA
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

April 2018: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMARICOPA AZ
Recording DateApr 10, 2018
Property Address15432 E RAY RD, GILBERT, AZ 85296-4405
Document Number0000267431
Instrument DateFeb 27, 2018
Instrument20180267431
Record UpdatedSep 14, 2021
Title CompanySENIOR TITLE AGENCY LLC, ENCORE TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address15432 E RAY RD, 15432, GILBERT, AZ 85296-4405

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address15432 E RAY RD, GILBERT, AZ 85296-4405

Mortgage

Document Number0000267432
DateApr 10, 2018
Instrument20180267432
Lender
NameWASHINGTON FEDERAL NA
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$79,100 (+1.67%)$791,000 (+1.67%) Land $158,200 Building $632,800
2025$3,669.00 (+3.59%)
2024$77,800$778,000 Land $155,600 Building $622,400
2023$3,542.00

Flood & Wildfire

15432 E Ray Rd is in FEMA Zone AH, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone AH
1% annual chance, shallow ponding 1–3 ft
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation1,269.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Ray Rd

Nearby Streets

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