Lake County property record for 15431 Lake St, Middletown, CA 95461
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,237 sqft · built 1996 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,995 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-471-190-000 |
| Primary APN | 024-471-190-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,237 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 377 sqft |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|---|
| Water Source | Well |
| Old Parcel Number | 024-471-19 |
|---|---|
| Street Address | 15431 LAKE ST |
| City | MIDDLETOWN |
| State | CA |
| Zip | 95461-9587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 3 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 1302 |
15431 Lake St is owner-occupied and held in a trust since February 2026.
Source: Lake County records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 15431 LAKE ST, MIDDLETOWN, CA 95461-9587 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 10, 2026 |
| Transfer Doc | 0000001540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Feb 18, 2026 |
| Property Address | 15431 LAKE ST, MIDDLETOWN, CA 95461-9587 |
| Document Number | 0000001540 |
| Map Reference | MB 34 PG 1 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2026001540 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 15431 LAKE ST, MIDDLETOWN, CA 95461-9587 |
The 2026 property tax bill for 15431 Lake St was $2,995, up 1.6% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Middletown Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,995.00 (+1.59%) | $251,184 (+2%) Land $47,017 Building $204,167 |
| 2025 | $2,948.00 Homeowner's exemption | $246,260 Land $46,096 Building $200,164 |
| 2023 | $2,854.00 (+1.06%) | $236,700 Land $44,307 Building $192,393 |
| 2022 | $2,824.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15431 Lake St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15431 Lake St is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAYOMI COUNTY WATER DISTRICT serves 1,607 people · EPA ID CA1710013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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