15431 Co Rd 1197, Flint, TX 75762 Property Records

Smith County property record for 15431 Co Rd 1197, Flint, TX 75762

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,690 sqft · built 1976
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$408,975 (Aug 2025)
Tax Bill	$8,750 (2026)
Deeds & Mortgages	Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R004393`

Property Details

APN / Parcel Number

Primary APN	`R004393`
Alternative APN	`1-00000-0002-00-054000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	1,690 sqft Heated Area
1st Floor Area	1,102 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R004393
Street Address	15431 COUNTY ROAD 1197
City	FLINT
State	TX
Zip	75762-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0002 P E BEAN TRACT 54
Legal Subdivision	A0002 P E BEAN
Legal Tract	54
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	1
Census Block	1010
Census Tract	1912

Owner

15431 Co Rd 1197 is owned and occupied by an individual who bought it in August 2025.

Source: Smith County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	103 WHITETAIL RUN, BULLARD, TX 75757-5490
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Deed Document Number	202525932
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	15431 COUNTY ROAD 1197, FLINT, TX 75762-9542
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WHITETAIL RUN, BULLARD, TX 75757-5490

Mortgage

Document Number	0001025933
Date	Aug 28, 2025
Instrument	202501025933

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 15431 Co Rd 1197 was $8,750 with exemptions applied, up 436.8% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Bullard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,750.00 (+436.81%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$520,618 (-0.03%) Land $115,360 Building $405,258	$520,618 (-0.03%) Land $115,360 Building $405,258
2025	$1,630.00 (-40.16%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$520,769 Land $115,360 Building $405,409	$520,769 Land $115,360 Building $405,409
2024	$2,724.00 (+1.3%)
2023	$2,689.00 (-44%) Homeowner's exemption	$556,308 Land $115,360 Building $440,948	$556,308 Land $115,360 Building $440,948
2022	$4,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15431 Co Rd 1197 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15431 Co Rd 1197 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN UTILITIES private · serves 69,735 people · EPA ID TX2120063
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CCECA Broadband.

Nearby Properties on Co Rd 1197

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