1543 Hugo Cir, Silver Spring, MD 20906 Property Records

Montgomery County property record for 1543 Hugo Cir, Silver Spring, MD 20906

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,057 sqft · built 1987
Lot Size	0.063 acres (2,739 sqft)
Owner	2 Individual Names on File
Last Sale	$469,000 (Feb 2023)
Tax Bill	$5,978 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02538296`

Property Details

APN / Parcel Number

Primary APN	`13-02538296`
Alternative APN	`02538296`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,057 sqft Living Area
Gross Area	2,273 sqft
1st Floor Area	848 sqft
Basement Area	403 sqft
Finished Basement	403 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,739 sqft (0.063 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02538296
Street Address	1543 HUGO CIR
City	SILVER SPRING
State	MD
Zip	20906-5918
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	TIVOLI
Legal Subdivision	TIVOLI
Legal Block	D
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2008
Census Tract	703222

Owner

1543 Hugo Cir, a townhouse, is owned and occupied by two individuals who bought it in February 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1543 HUGO CIR, SILVER SPRING, MD 20906-5918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	Oct 31, 1989 · Amount on File
Deed Book / Page	66741 / 211
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 16, 2023
Property Address	1543 HUGO CIR, SILVER SPRING, MD 20906-5918
Document Number	0667410211
Book / Page	66741 / 211
Map Reference	MB 132 PL 15371
Instrument Date	Feb 10, 2023
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	KENSINGTON REALTY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1543 HUGO CIR, SILVER SPRING, MD 20906-5918

Mortgage

Document Number	0066741219
Date	Feb 16, 2023
Instrument	66741/219

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Year T-Bill
Max Rate	9.87%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1543 HUGO CIR, SILVER SPRING, MD 20906-5918
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0655800351
Date	Apr 13, 2022
Book Page	65580/351

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1543 Hugo Cir was $5,978.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,900 (+1.99%)	$500,700 (+5.97%) Land $130,000 Building $370,700
2025	$5,978.00	$472,500 Land $130,000 Building $342,500	$472,500 Land $130,000 Building $342,500
2023		$424,500	$472,500 Land $130,000 Building $342,500
2022	$4,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1543 Hugo Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1543 Hugo Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Hugo Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures