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1543 Ebenezer Rd, Troy, TN 38260 Property Records

Obion County property record for 1543 Ebenezer Rd, Troy, TN 38260

Property Summary

Property TypeRural Home
Details2 ba · 1,680 sqft · built 2024
Lot Size160 acres (6,991,380 sqft)
OwnerIndividual Name on Record
Last Sale$20,400 (Jan 2001)
Tax Bill$1,615 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Mar 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APN066070 01800

Property Details

APN / Parcel Number

Primary APN066070 01800
Alternative APN
  • 070 01800

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,064 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialMetal
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,991,380 sqft (160 acres)
Garage TypeMixed
Garage Area720 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Utility Building160 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1543 EBENEZER RD
CityTROY
StateTN
Zip38260-4474
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 6
JurisdictionOBION TN
Township / Civil Division5
Census Block Group1
Census Block1028
Census Tract965300

Owner

Source: Obion County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1543 EBENEZER RD, TROY, TN 38260-4474
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · Closed-End Mortgage
COMMERCIAL BANK & TRUST COMPANY
Mar 26, 2025Deed of Trust, Mortgage · Construction Mortgage
COMMERCIAL BANK & TRUST COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2001 · Amount on Record
Deed SaleJan 2, 2001 · Amount on Record
Prior SaleJan 5, 2000 · Amount on Record
Deed Book / Page26A / 64
Transfer Doc0000026A64
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address1543 EBENEZER RD, TROY, TN 38260-4474
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1543 EBENEZER RD, TROY, TN 38260-4474

Mortgage

Document Number000379/469
DateFeb 22, 2024
Book Page379/469
Instrument81939
Lender
NameCOMMERCIAL BANK & TRUST COMPANY
TypeBank
AddressUNION CITY, TN 38261
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 20, 2025

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address1543 EBENEZER RD, TROY, TN 38260-4474
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1543 EBENEZER RD, TROY, TN 38260-4474

Mortgage

Document Number000414/599
DateMar 26, 2025
Book Page414/599
Instrument86889
Lender
NameCOMMERCIAL BANK & TRUST COMPANY
TypeBank
Address127 S 1ST ST, UNION CITY, TN 38261
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2055

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,615.00 (+53.81%) Additional exemption filed$117,025 (+111.24%) Land $46,400 Building $70,625
2023$55,400 (-8.13%) Land $46,400 Building $9,000$801,600 (+232.34%) Land $519,100 Building $282,500
2022$60,300 Land $40,200 Building $20,100$241,200 Land $160,800 Building $80,400
2018$1,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBRIDGE WATER ASSOCIATION
serves 3,239 people · EPA ID TN0000220
Water SourceGroundwater
Last State InspectionOct 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber		1,000 / 1,000

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