15426 Elm Square St, Cypress, TX 77429 Property Records

Harris County property record for 15426 Elm Square St, Cypress, TX 77429

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,319 sqft · built 2009
Lot Size0.142 acres (6,164 sqft)
Owner2 Trust Names on File
Last Sale$255,900 (Oct 2021)
Tax Bill$5,548 (2025)
Deeds & MortgagesFeb 2026 Transfer
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN128-421-002-0015

Property Details

APN / Parcel Number

Primary APN128-421-002-0015

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,319 sqft Living Area
1st Floor Area2,319 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area6,164 sqft (0.142 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1284210020015
Street Address15426 ELM SQUARE ST
CityCYPRESS
StateTX
Zip77429-5564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15 BLK 2 VILLAGES OF CYPRESS LAKES SEC 14
Legal SubdivisionVILLAGES OF CYPRESS LAKES SEC 14
Legal Block2
Legal Lot Number15
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group3
Census Block3000
Census Tract554405

Owner

15426 Elm Square St is owner-occupied and held in a trust since February 2026.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address15426 ELM SQUARE ST, CYPRESS, TX 77429-5564
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Intrafamily Transfer, Transfer
Mar 1, 2021Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Oct 28, 2021Vendor's Lien, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 4, 2019Deed of Trust, Mortgage · VA Mortgage
GIBRALTAR MTG SVCS
Aug 2, 2019Vendor's Lien, Transfer · VA Mortgage
GIBRALTAR MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2021 · Amount on File
Deed SaleOct 28, 2021 · Amount on File
Prior SaleAug 2, 2019 · Amount on File
Deed Document Number2021623104
Last Transfer DateFeb 14, 2026
Transfer Doc0000060218
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARRIS TX
Recording DateFeb 18, 2026
Property Address15426 ELM SQUARE ST, CYPRESS, TX 77429-5564
Document Number0000060218
Map ReferenceMF 602231
Instrument DateFeb 14, 2026
Instrument2026-60218
Transaction TypeTransfer
Record UpdatedFeb 26, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address15426 ELM SQUARE ST, CYPRESS, TX 77429-5564

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address15426 ELM SQUARE ST, CYPRESS, TX 77429-5564

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address15426 ELM SQUARE ST, CYPRESS, TX 77429-5564
Transaction TypeMortgage
Record UpdatedFeb 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000102728
DateMar 1, 2021
Instrument2021-102728
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount on Record
Term351 Months
DueJun 1, 2050

October 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateOct 28, 2021
Property Address15426 ELM SQUARE ST, CYPRESS, TX 77429-5564
Document Number0000623104
Map ReferenceMF 602231
Instrument DateOct 27, 2021
Instrument2021-623104
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15426 ELM SQUARE ST, CYPRESS, TX 77429-5564

Mortgage

Document Number0000623105
DateOct 28, 2021
Instrument2021-623105
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address15426 ELM SQUARE ST, CYPRESS, TX 77429-5564
Document Number0000491094
Instrument DateNov 4, 2019
Transaction TypeMortgage
Record UpdatedNov 21, 2019
Title CompanyFRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO-WH LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000491094
DateNov 5, 2019
Instrument491094
Lender
NameGIBRALTAR MTG SVCS
TypeMortgage Company
Agreement
TypeVA Mortgage

August 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateAug 2, 2019
Property Address15426 ELM SQUARE ST, CYPRESS, TX 77429-5564
Document Number0000336920
Map ReferenceMF 602231
Instrument DateJul 26, 2019
Instrument2019-336920
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanyFRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO WH LLC

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15426 ELM SQUARE ST, CYPRESS, TX 77429-5564

Mortgage

Document Number0000336922
DateAug 2, 2019
Instrument2019-336922
Lender
NameGIBRALTAR MORTGAGE SERVICES LLC
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15426 Elm Square St was $5,548, up 162.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$322,181 (-4.24%) Land $72,498 Building $249,683$322,181 (-4.24%) Land $72,498 Building $249,683
2025$5,548.00 (+162.81%) Homeowner's exemption$336,431 Land $72,498 Building $263,933$336,431 Land $72,498 Building $263,933
2024$2,111.00
2023$354,091 Land $72,498 Building $281,593$354,091 Land $72,498 Building $281,593
2022$1,984.00
2020$1,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15426 Elm Square St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 59 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies59 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15426 Elm Square St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 391
serves 8,835 people · EPA ID TX1013253
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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