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15425 Racetrack Rd, Youngstown, FL 32466 Property Records

Bay County property record for 15425 Racetrack Rd, Youngstown, FL 32466

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 944 sqft · built 2011
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Last Sale$156,000 (Mar 2023)
Tax Bill$1,929 (2025)
Deeds & MortgagesMar 2023 Transfer
Mar 2023 Sale
Flood ZoneZone A (high risk)
APN03454-000-000

Property Details

APN / Parcel Number

Primary APN03454-000-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area944 sqft Living Area
1st Floor Area944 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area435,600 sqft (10 acres)
PorchUnfinished Open Porch
Porch Area700 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Street Address15425 RACETRACK RD
CityYOUNGSTOWN
StateFL
Zip32466-3520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC02
Legal Description3 1S 12W -9- S1/2 OF N1/2 OF NW1/4 OF SW1/4 ORB 4666 P 2225
Legal Range12W
Legal Township01S
Legal Section03
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group1
Census Block1073
Census Tract302

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2104 E NORWOOD DR, PANAMA CITY, FL 32405-4017
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2023Correction Deed
SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Mar 14, 2023Warranty Deed, Transfer
SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2023 · Amount on Record
Deed SaleMar 14, 2023 · Amount on Record
Prior SaleFeb 26, 2014 · Amount on Record
Deed Document Number202315156
Deed Book / Page4666 / 2225
Prior Transfer DateMar 13, 2023
Prior Transfer Doc0046662222
Record UpdatedSep 20, 2026

March 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionBAY FL
Recording DateMar 14, 2023
Property Address15425 RACETRACK RD, YOUNGSTOWN, FL 32466-3520
Document Number0046662222
Book / Page4666 / 2222
Instrument DateMar 13, 2023
Instrument2023015154
Record UpdatedApr 4, 2023
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address12709 DAVIES DR, FOUNTAIN, FL 32438-2417

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 E NORWOOD DR, PANAMA CITY, FL 32405-4017

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 14, 2023
Property Address15425 RACETRACK RD, YOUNGSTOWN, FL 32466-3520
Document Number0046662225
Book / Page4666 / 2225
Instrument DateMar 9, 2023
Instrument2023015156
Transaction TypeTransfer
Record UpdatedApr 4, 2023
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
Tax$1,092.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12709 DAVIES DR, FOUNTAIN, FL 32438-2417

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 E NORWOOD DR, PANAMA CITY, FL 32405-4017

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,929.00 (+12.35%)$149,466 (+234.43%)$164,370 (+212.41%) Land $41,864 Building $122,506
2024$1,717.00 (+500.35%)
2023$286.00 (+13.49%) Homeowner's exemption$44,693 (+3%)$52,613 (+8.26%) Land $29,080 Building $23,533
2022$252.00 Homeowner's exemption$43,391$48,600 Land $26,600 Building $22,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3

May also be available: Verizon, Wildstar Networks.

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