15423 Ripplestream St, Houston, TX 77068 Property Records

Harris County property record for 15423 Ripplestream St, Houston, TX 77068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,244 sqft · built 1975
Lot Size	0.236 acres (10,266 sqft)
Owner	Individual Name on File
Last Sale	$224,800 (Jun 2021)
Tax Bill	$5,434 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-373-000-0026`

Property Details

APN / Parcel Number

Primary APN	`105-373-000-0026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,244 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	1,461 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,266 sqft (0.236 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Concrete/Masonry Porch
Porch Area	432 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1053730000026
Street Address	15423 RIPPLESTREAM ST
City	HOUSTON
State	TX
Zip	77068-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 BLK 22 OAK CREEK VILLAGE SEC 3
Legal Subdivision	OAK CREEK VILLAGE SEC 3
Legal Block	22
Legal Lot Number	26
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1013
Census Tract	553001

Owner

15423 Ripplestream St is owned and occupied by an individual who bought it in June 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	15423 RIPPLESTREAM ST, HOUSTON, TX 77068-1822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Vendor's Lien, Transfer · FHA Mortgage CITIZENS BANK NA
Mar 27, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICA'S CHOICE HM LNS LP
Jul 18, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 23, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Mar 27, 2019 · Amount on File
Deed Document Number	2021355968
Prior Transfer Date	May 4, 2018
Prior Transfer Doc	0000226718
Record Updated	Oct 29, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jun 25, 2021
Property Address	15423 RIPPLESTREAM ST, HOUSTON, TX 77068-1822
Document Number	0000355968
Map Reference	VOL 214 PG 134
Instrument Date	Jun 23, 2021
Instrument	2021-355968
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15423 RIPPLESTREAM ST, HOUSTON, TX 77068-1822

Mortgage

Document Number	0000355969
Date	Jun 25, 2021
Instrument	2021-355969

Lender

Name	CITIZENS BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 27, 2019
Property Address	15423 RIPPLESTREAM ST, HOUSTON, TX 77068-1822
Document Number	0000120007
Instrument Date	Mar 26, 2019
Instrument	120007
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15423 RIPPLESTREAM ST HOUSTON TX 770681822, HOUSTON, TX 77068-1822

Mortgage

Document Number	120008
Date	Mar 27, 2019
Instrument	120008

Lender

Name	AMERICA'S CHOICE HM LNS LP
Type	Funding / Finance Company
Address	HOUSTON, TX 77024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 18, 2018
Property Address	15423 RIPPLESTREAM ST, HOUSTON, TX 77068-1822
Document Number	0000322859
Instrument Date	Jul 2, 2018
Instrument	322859
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 SWEET GRASS TRL HOUSTON TX 770901847, HOUSTON, TX 77090-1847

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARRIS TX
Recording Date	May 23, 2018
Property Address	15423 RIPPLESTREAM ST, HOUSTON, TX 77068-1822
Document Number	0000226718
Instrument Date	May 1, 2018
Instrument	226718
Transaction Type	Foreclosure
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	15423 RIPPLESTREAM ST HOUSTON TX 770681822, HOUSTON, TX 77068-1822

Tax Assessment & Valuation

The 2025 property tax bill for 15423 Ripplestream St was $5,434 with a homeowner's exemption, up 112.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,690 (-3.68%) Land $51,033 Building $249,657	$300,690 (-3.68%) Land $51,033 Building $249,657
2025	$5,434.00 (+112.51%) Homeowner's exemption	$312,193 Land $51,033 Building $261,160	$312,193 Land $51,033 Building $261,160
2024	$2,557.00
2023		$313,302 Land $48,333 Building $264,969	$313,302 Land $48,333 Building $264,969
2022	$2,249.00
2020	$1,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15423 Ripplestream St in Zone X, an area of minimal flood risk, though there have been 98 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	98 (1979–2024)
Claims Outside the SFHA	86 of 98
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 27 claims Severe Storms And Flooding, Jun 2016 · 13 claims Hurricane Ike, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15423 Ripplestream St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAMMEL UTILITY DISTRICT serves 2,550 people · EPA ID TX1010365
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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