15420 S 45th Pl, Phoenix, AZ 85044 Property Records

Maricopa County property record for 15420 S 45th Pl, Phoenix, AZ 85044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,289 sqft · built 1993
Lot Size0.116 acres (5,040 sqft)
OwnerCompany Name on Record
Tax Bill$1,959 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Feb 2018 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN307-04-573

Property Details

APN / Parcel Number

Primary APN307-04-573
Alternative APN
  • 307045734

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,289 sqft Living Area
1st Floor Area1,289 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area5,040 sqft (0.116 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address15420 S 45TH PL
CityPHOENIX
StateAZ
Zip85044-4938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-L
Legal DescriptionGRAYSILL LOT 1-135 TR A-G MCR 354-27
Legal Range4E
Legal Township1S
Legal Section30
Legal SubdivisionGRAYSILL LOT 1-135 TR A-G
Legal Lot Number73
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1006
Census Tract116719

Owner

Source: Maricopa County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15420 S 45TH PL, PHOENIX, AZ 85044-4938
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2022Deed of Trust, Mortgage · Line of Credit
BELL BANK
Feb 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
ON Q FINANCIAL INC
Mar 18, 2019Deed of Trust, Mortgage · Line of Credit
MIDFIRST BANK
Dec 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
MIDFIRST BANK
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
Sep 23, 2021Intrafamily Transfer, Transfer
SECURITY TITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 23, 2021
Transfer Doc0001030156
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address15420 S 45TH PL, PHOENIX, AZ 85044-4938
Transaction TypeMortgage
Record UpdatedDec 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address15420 S 45TH PL, PHOENIX, AZ 85044-4938

Mortgage

Document Number0000882669
DateDec 9, 2022
Instrument20220882669
Lender
NameBELL BANK
TypeBank
AddressCHANDLER, AZ 85286
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 2, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address15420 S 45TH PL, PHOENIX, AZ 85044-4938
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000150115
DateFeb 28, 2018
Instrument20180150115
Lender
NameON Q FINANCIAL INC
TypeLending Institution
AddressSCOTTSDALE, AZ 85251
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address15420 S 45TH PL, PHOENIX, AZ 85044-4938
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address15420 S 45TH PL, PHOENIX, AZ 85044-4938

Mortgage

Document Number0000184100
DateMar 18, 2019
Instrument20190184100
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 10, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address15420 S 45TH PL, PHOENIX, AZ 85044-4938
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001037389
DateDec 23, 2019
Instrument20191037389
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJan 1, 2035
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change5.75%
Index1-Year CMT
Max Rate9.75%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address15420 S 45TH PL, PHOENIX, AZ 85044-4938
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address15420 S 45TH PL, PHOENIX, AZ 85044-4938

Mortgage

Document Number0000111947
DateFeb 1, 2021
Instrument20210111947
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateSep 23, 2021
Property Address15420 S 45TH PL, PHOENIX, AZ 85044-4938
Document Number0001030156
Map ReferenceMB 354 PG 27
Instrument DateSep 23, 2021
Instrument20211030156
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanySECURITY TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address15420 S 45TH PL, PHOENIX, AZ 85044-4938

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictKyrene Elementary District (PK - 08)
Secondary School DistrictTempe Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,810 (+63.8%)$358,100 (+8.84%) Land $71,600 Building $286,500
2025$1,959.00 (+5.04%)$21,862 (-39.66%)$329,000 (-9.19%) Land $65,800 Building $263,200
2024$36,230$362,300 Land $72,400 Building $289,900
2023$1,865.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

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