15420 River Rd, Germantown, MD 20874 Property Records

Montgomery County property record for 15420 River Rd, Germantown, MD 20874

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,116 sqft · built 1991
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on File
Last Sale	$1,225,000 (Apr 2007)
Tax Bill	$10,143 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00400524`

Property Details

APN / Parcel Number

Primary APN	`06-00400524`
Alternative APN	`00400524`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,116 sqft Living Area
Gross Area	5,152 sqft
1st Floor Area	2,621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	58,806 sqft
Garage Type	Attached
Garage Area	1,036 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00400524
Street Address	15420 RIVER RD
City	GERMANTOWN
State	MD
Zip	20874-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	NEAR SENECA
Legal Subdivision	SPRINGFIELD
Legal Block	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	6
Census Block Group	2
Census Block	2016
Census Tract	700604

Owner

15420 River Rd is owned and occupied by an individual who bought it in April 2007.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	15420 RIVER RD, GERMANTOWN, MD 20874-3540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2007 · Amount on File
Deed Sale	Apr 16, 2007 · Amount on File
Prior Sale	Mar 9, 2000
Deed Document Number	200774328
Deed Book / Page	34148 / 701
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15420 RIVER RD, GERMANTOWN, MD 20874-3540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15420 RIVER RD, GERMANTOWN, MD 20874-3540

Mortgage

Document Number	0604550403
Date	Sep 8, 2020
Book Page	60455/403

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 15420 River Rd was $10,143.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$974,700 (+10.02%)	$1,063,500 (-) Land $273,800 Building $789,700
2025	$10,143.00	$885,900	$1,063,500 Land $273,800 Building $789,700
2023		$797,100 Land $260,900 Building $536,200	$797,100 Land $260,900 Building $536,200
2022	$8,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15420 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15420 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20