15420 Howard St, Southgate, MI 48195 Property Records

Wayne County property record for 15420 Howard St, Southgate, MI 48195

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,693 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,663 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53 019 99 0005 703`

Property Details

APN / Parcel Number

Primary APN	`53 019 99 0005 703`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	1,693 sqft
Basement Area	1,679 sqft
Unfinished Basement	1,679 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	154 ft deep x 80 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15420 HOWARD ST
City	SOUTHGATE
State	MI
Zip	48195-1368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B SINGL
Legal Description	31A 5A2B3 PART OF THE NW 1/4 SEC 31 T3S R11E DESC AS BEG S89D 20M 00SECE 1326.08FT AND S00D 18M 00SECW 1163.00FT FROM THE
Legal Range	11E
Legal Township	03S
Legal Section	31
Legal Subdivision	FROM SW COR QUIET LANE
Legal Lot Number	0005
Jurisdiction	WAYNE MI
Township / Civil Division	SOUTHGATE
Census Block Group	2
Census Block	2000
Census Tract	582000

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15420 HOWARD ST, SOUTHGATE, MI 48195-1368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Conventional with PMI DEARBORN FSB
Jul 13, 2017	Warranty Deed, Transfer · FHA Mortgage SIMPLE MTG
Jul 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2007
Deed Sale	Nov 21, 2007
Deed Document Number	2007430128
Deed Book / Page	46816 / 575
Last Transfer Date	Dec 1, 2010
Transfer Doc	0538160416
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	15420 HOWARD ST, SOUTHGATE, MI 48195-1368
Document Number	0553550494
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15420 HOWARD ST SOUTHGATE MI 481951368, SOUTHGATE, MI 48195-1368

Mortgage

Document Number	0553550494
Date	Oct 22, 2019
Book Page	055355/000494
Instrument	299322

Lender

Name	DEARBORN FSB
Type	Federal Savings Bank
Address	DEARBORN, MI 48124

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	276 Months
Due	Oct 21, 2042

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 13, 2017
Property Address	15420 HOWARD ST, SOUTHGATE, MI 48195-1368
Document Number	0538300940
Book / Page	053830 / 000940
Instrument Date	Jun 22, 2017
Instrument	252025
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,969.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15460 BURR ST TAYLOR MI 481805189, TAYLOR, MI 48180-5189

Mortgage

Document Number	538180483
Date	Jul 13, 2017
Book Page	053818/000483
Instrument	244664

Lender

Name	SIMPLE MTG
Type	Mortgage Company
Address	FLINT, MI 48532

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 6, 2017
Property Address	15420 HOWARD ST, SOUTHGATE, MI 48195-1368
Document Number	0538160416
Book / Page	053816 / 000416
Instrument Date	Dec 1, 2010
Instrument	243639
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15420 HOWARD ST SOUTHGATE MI 481951368, SOUTHGATE, MI 48195-1368

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Southgate City
Unified School District	Southgate Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,500 (+5.86%)	$423,000 (+5.86%)
2025	$7,663.00 (+10.48%) Homeowner's exemption	$199,800 (+21.53%)	$399,600 (+21.53%)
2023	$6,936.00 Homeowner's exemption	$164,400	$328,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE serves 30,047 people · EPA ID MI0006170
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: City of Wyandotte, Verizon.

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