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15420 Crossing Gate Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 15420 Crossing Gate Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,174 sqft · built 2004
Lot Size0.114 acres (4,984 sqft)
OwnerIndividual Name on File
Last Sale$139,000 (Mar 2005)
Tax Bill$2,658 (2023)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN005-354-64

Property Details

APN / Parcel Number

Primary APN005-354-64

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,174 sqft Heated Area
Gross Area1,258 sqft
1st Floor Area1,174 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area4,984 sqft (0.114 acres)
PorchPorch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-354-64
Street Address15420 CROSSING GATE DR
CityCORNELIUS
StateNC
Zip28031-8130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR(TND-O)
Legal DescriptionL230 M36-894
Legal SubdivisionCALDWELL STATION PH IA MAP 02
Legal Lot Number230
JurisdictionMECKLENBURG NC
Township / Civil Division15, HUNTERSVILLE
Census Block Group1
Census Block1029
Census Tract6407

Owner

15420 Crossing Gate Dr is owned and occupied by an individual who acquired it in December 2017.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address15420 CROSSING GATE DR, CORNELIUS, NC 28031-8130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Dec 14, 2017Quit Claim Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2005 · Amount on File
Deed SaleMar 1, 2005 · Amount on File
Prior SaleMar 1, 2005 · Amount on File
Deed Document Number0000036627
Deed Book / Page18416 / 0498
Last Transfer DateDec 14, 2017
Transfer Doc0000166937
Record UpdatedJun 7, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address15420 CROSSING GATE DR, CORNELIUS, NC 28031-8130
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019590
DateFeb 7, 2022
Book Page37038/185
Instrument2022019590
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2037

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateDec 14, 2017
Property Address15420 CROSSING GATE DR, CORNELIUS, NC 28031-8130
Document Number0000166937
Book / Page032338 / 000491
Instrument DateDec 4, 2017
Instrument166937
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15420 CROSSING GATE DR CORNELIUS NC 280318130, CORNELIUS, NC 28031-8130

Mortgage

Document Number166938
DateDec 14, 2017
Book Page032338/000496
Instrument166938
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 13, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityHuntersville Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 15420 Crossing Gate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15420 Crossing Gate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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