15420 Arroyo Dr, Oak Forest, IL 60452 Property Records

Cook County property record for 15420 Arroyo Dr, Oak Forest, IL 60452

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1967
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$253,500 (Mar 2006)
Tax Bill	$6,472 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-17-104-004`

Property Details

APN / Parcel Number

Primary APN	`28-17-104-004`
Alternative APN	`28-17-104-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	15420 ARROYO DR
City	OAK FOREST
State	IL
Zip	60452-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(MEDEMAS)(ELVISTA)(GARDENS) SUB OF PT OF NW SEC 17-36-13
Legal Range	13E
Legal Township	36N
Legal Section	17
Legal Subdivision	MEDEMAS ELVISTA GARDENS
Legal Block	3
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	2
Census Block	2029
Census Tract	824505

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15420 ARROYO DR, OAK FOREST, IL 60452-1810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Nov 10, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2006 · Amount on Record
Deed Sale	Mar 30, 2006 · Amount on Record
Prior Sale	Jul 19, 1999 · Amount on Record
Deed Document Number	20062028
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	15420 ARROYO DR, OAK FOREST, IL 60452-1810
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004021220
Date	Feb 9, 2021
Instrument	2104021220

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Interest

Rate	2.25%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	15420 ARROYO DR, OAK FOREST, IL 60452-1810
Document Number	1732447055
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15420 ARROYO DR OAK FOREST IL 604521810, OAK FOREST, IL 60452-1810

Mortgage

Document Number	1732447055
Date	Nov 20, 2017
Instrument	32447055

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Nov 19, 2037

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Oak Forest City
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Forest Ridge School District 142 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 (+40.73%) Land $2,970 Building $21,030	$240,000 (+40.73%) Land $29,700 Building $210,300
2023	$6,472.00 (+13.07%)
2022	$5,724.00 Homeowner's exemption	$17,054 Land $2,640 Building $14,414	$170,540 Land $26,400 Building $144,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK FOREST serves 27,478 people · EPA ID IL0312190
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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