1542 W Commercial St, Buffalo, MO 65622 Property Records

Dallas County property record for 1542 W Commercial St, Buffalo, MO 65622

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,528 sqft · built 1962
Lot Size	0.25 acres (10,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,200 (May 2017)
Tax Bill	$496 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-8.0-27-001-003-017.000`

Property Details

APN / Parcel Number

Primary APN	`09-8.0-27-001-003-017.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,528 sqft Base Area
1st Floor Area	1,528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,875 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Utility Building	120 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	1542 W COMMERCIAL ST
City	BUFFALO
State	MO
Zip	65622-7502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 22-24 BLOCK 3 ELSMORE ADDITION; LOT SIZE: 75' X 145'
Legal Range	20W
Legal Township	34N
Legal Section	27
Legal Subdivision	ELSMORE ADDITION
Legal Block	3
Legal Lot Number	22-24
Jurisdiction	DALLAS MO
Township / Civil Division	NORTH BENTON
Census Block Group	4
Census Block	4038
Census Tract	480200

Owner

Source: Dallas County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1542 W COMMERCIAL ST, BUFFALO, MO 65622-7502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Mar 2, 2021	Intrafamily Transfer, Transfer
May 9, 2017	Warranty Deed, Transfer · FHA Mortgage
May 9, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGELING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2017 · Amount on Record
Deed Sale	May 9, 2017 · Amount on Record
Prior Sale	May 16, 2008
Deed Document Number	2017977
Deed Book / Page	2017 / 977
Last Transfer Date	Mar 17, 2023
Transfer Doc	002023/581
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	1542 W COMMERCIAL ST, BUFFALO, MO 65622-7502
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 W COMMERCIAL ST, BUFFALO, MO 65622-7502

Mortgage

Document Number	02022/2949
Date	Oct 20, 2022
Book Page	2022/2949
Instrument	202202949

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	GLEN ALLEN, VA 23059

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Jun 1, 2047

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS MO
Recording Date	Mar 2, 2021
Property Address	1542 W COMMERCIAL ST, BUFFALO, MO 65622-7502
Document Number	002021/562
Book / Page	2021 / 562
Instrument Date	Mar 1, 2021
Instrument	202100562
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 W COMMERCIAL ST, BUFFALO, MO 65622-7502

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	May 9, 2017
Property Address	1542 W COMMERCIAL ST, BUFFALO, MO 65622-7502
Document Number	2017/0977
Book / Page	2017 / 0977
Instrument Date	May 8, 2017
Instrument	201700977
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1542 W COMMERCIAL ST, 1542, BUFFALO, MO 65622-7502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 W COMMERCIAL ST, BUFFALO, MO 65622-7502

Mortgage

Document Number	, 201700978
Date	May 9, 2017
Instrument	201700978

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	May 9, 2017
Property Address	1542 W COMMERCIAL ST, BUFFALO, MO 65622-7502
Document Number	02017/0977
Book / Page	2017 / 0977
Instrument Date	May 8, 2017
Instrument	201700977
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1542 W COMMERCIAL ST, 1542, BUFFALO, MO 65622-7502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 W COMMERCIAL ST, BUFFALO, MO 65622-7502

Mortgage

Document Number	0201700978
Date	May 9, 2017
Instrument	201700978

Lender

Name	MORTGAGELING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Municipality	Buffalo City
Unified School District	Dallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$496.00 (+9.73%)	$11,170 (+9.4%)	$58,800 (+9.5%) Land $7,700 Building $51,100
2023	$452.00	$10,210	$53,700 Land $6,500 Building $47,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO PWS serves 3,462 people · EPA ID MO5010114
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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